Specialty Coverages

Specialty Coverages For Self Storage Business and Operations
Self storage operations need solid business insurance coverage as well as specialty coverage to protect against the unique risks they face. Your independent agent may not be aware that these specialty coverages exist or may not fully appreciate their importance.

MiniCo offers the specialty coverages that you may not be getting through your current insurance carrier:

• Customers Goods Legal Liability – Covers tenants’ property losses caused by negligent acts of the self storage operator. Many competitors do not provide this coverage.
  
  
• Sale & Disposal Liability – Provides coverage for negligent acts of a self storage operator when disposing of a tenant’s property. This is another specialty coverage that competitors may not offer.
  
  
• Limited Pollutant Removal – Provides coverage for the cost to remove “pollutants” from or detoxify a storage space when required by a statutory authority. Coverage is afforded to all storage spaces at the covered facility, not just to units that are rented after the inception date of coverage.