With the continuing poor economy, many self-storage business owners are looking for ways to reduce expenses. Insurance costs are a significant expense category for most small businesses, and you may be presented with an opportunity to consider a non-admitted insurance carrier to reduce your premium. Before you do so, it is recommended that you fully understand the differences between admitted and non-admitted carriers.

The latest forecast for the 2009 Atlantic storm season predicts a slightly above-average storm season ahead. Armed with the predictions for the storm year ahead of us and the lessons of the worst season in recorded history behind us, the question of how to prepare for such potentially devastating storm activity and how to react once the damage has been done becomes of supreme importance throughout the insurance industry and should become of paramount interest among MiniCo’s client base.