e-Risk Management
Spring 2009

 

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Protect Your Assets Under an Umbrella
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By Rolf von Merveldt

One of the main reasons that we purchase insurance is to protect our assets. The last thing you want is to lose your facility as a result of not carrying enough property or liability coverage. One of the ways you can ensure that you are adequately insured is to purchase an umbrella or excess liability policy. Umbrella policies are an additional layer of insurance protection to handle large losses, and they are an important part of your insurance coverage.

By Jim Clemmensen

Workplace injuries can represent a real hazard to your self-storage operations, its employees, and your customers. They can occur more often than facility owners and managers would like. Awareness and prevention can be the twin keys to preventing workplace injuries. Taking a positive, well-thought-out approach to preventing worker's compensation claims is not only in your financial best interest but also in the best interest of your employees and customers. Putting forth positive effort in addressing worker's compensation issues can go a long way toward protecting your facility's bottom line.

A Positive Approach to Worker's Compensation
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