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Key Agent Newsletter
December 2018

Did You Know...?

The Growing Threat of Cyberattacks

.Cyberattacks on large companies such as Target, Equifax, Sony, and others have been big news while attacks on smaller organizations tend not to attract much attention. Media focus on the damage done to large businesses may be one reason why small and medium-sized businesses are less aware of and less prepared for the potential threat of cyberattacks. The reality is that these companies should be very concerned about cybersecurity. Small and medium-sized businesses are squarely in crosshairs of cybercriminals.

The 2017 State of Cybersecurity in Small & Medium-Sized Businesses report from the Ponemon Institute analyzed data from over 600 respondents. Here are a few of the more sobering findings:

61 percent have experienced a cyberattack in the past 12 months, up from 55 percent in 2016.

54 percent had data breaches involving customer and employee information in the past 12 months.

The average cost of these attacks was $2,235,000 including $1,208,000 in disruption to normal operations.

52 percent described the cyberattacks as ransomware, up from 2 percent in 2016.

Only 21 percent describe their organization's IT security posture regarding cybersecurity as very effective.

When asked to describe the challenges preventing their organization's IT security posture from being fully effective, 73 percent named insufficient personnel and 56 percent named insufficient budget.

The growing number and frequency of cyberattacks on small and medium-sized businesses does not necessarily mean that they are being explicitly targeted, rather that these organizations are more vulnerable. In either interpretation, the data indicates that small and medium-sized businesses need to get serious about protecting their systems and information. For example, businesses should carefully investigate software handling sensitive customer information to ensure that it is fully PCI-DSS compliant.

MiniCo Insurance Agency offers a cyber insurance product for small and medium-sized businesses that addresses security and privacy liability, crisis-management costs, data recovery and loss of business income, regulatory defense and remediation costs, and cyber extortion. For more information, contact Rob Novak at 800-528-1056, ext. 3535, or

Cyber Insurance



MiniCo Collectibles Insurance Spotlight:

UpdateAre you offering collectibles insurance to your personal lines clients and other contacts? The chances are good that many of them are serious collectors who may benefit from a stand-alone policy to protect their cherished items. MiniCo Collectibles Insurance provides coverage for hundreds of categories of valuable items at full collectible value, not replacement value as is typically found in homeowner, renter or tenant insurance policies. In honor of the upcoming holiday season, the focus for this issue is ornaments.


Whether Christmas, garden, lawn or building decor, ornaments are treasured and collected by many people. The first glass Christmas ornaments, referred to as baubles, were created by Hans Greiner in Lauscha, Germany. Beginning as simple glass decorations, over the years Christmas ornaments have been carved from wood, molded from clay, colorfully painted, and even adorned in diamonds. Garden and lawn ornaments add a festive touch to the natural landscape while building-peak ornaments have transcended architecture to invoke inspiring moments from history and religious traditions.

Did You Know?

The Ancient Egyptians were considered the first civilization to add ornamental decor to buildings, columns, and walls.

The first American-made glass ornaments were created by William DeMuth in 1870.

F.W. Woolworth began importing and selling Lauscha glass ornaments in 1880.

Hallmark began manufacturing collectible Christmas ornaments in 1973.

For Agents

Online portal available for self-service quoting and binding.

Detailed inventory list only required for items worth more than $25,000.

Coverage up to $1,000,000 (higher limits available).

No appraisal required at application (appraisal required for jewelry/watch items valued over $50,000).

Policy auto-renewal and direct billing available.

Full agent commission paid at policy renewal.

MiniCo Collectibles Insurance is offered nationwide. For more information, contact 888-873-6931 or

Get a Quote


Charitable Giving

.MiniCo Insurance Agency was established in Phoenix in 1974, and we are dedicated to supporting charitable organizations that provide assistance locally as well as those with a larger area of impact.

St. Mary's Food Bank Alliance
Arizona Humane Society
St. Baldrick's Foundation
American Cancer Society

Get a Quote


MiniCo’s Corporate Holiday Schedule

.The holidays are fast approaching, and MiniCo wants to ensure that you and your clients receive the highest quality customer service throughout this hectic time of year. Our regular hours are listed below, along with a schedule of the days MiniCo’s corporate offices will be closed for the holidays.

MiniCo’s Corporate Hours (Telephone: 800-528-1056)

Eastern time zone – 9 a.m. to 7 p.m.
Central time zone – 8 a.m. to 6 p.m.
Mountain time zone – 7 a.m. to 5 p.m.
Pacific time zone – 6 a.m. to 4 p.m.

MiniCo’s Corporate Holiday Closures

MiniCo’s corporate offices will be closed on the following days:

December 24th
December 25th
January 1st

If you need to report a claim during our holiday closure, please call 855-861-0876 to reach an adjuster.

We at MiniCo thank you for your business in 2018 and wish you a peaceful and prosperous New Year!


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MiniCo Insurance Agency, LLC

10851 N. Black Canyon Highway, Suite 200, Phoenix, AZ 85029
California License # 0H04984

© 2018 MiniCo Insurance Agency, LLC. All rights reserved.

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