Slips, trips and falls are more common in the workplace than you might imagine. Even a momentary lapse in attention creates an opening for an accident to occur. Consider the following statistics from the U.S. Department of Labor:
- 15 percent of all workplace accidental deaths per year are from slip and fall.
- Nearly 25 percent of all reported injury claims per year are slip and fall.
- These accidents cause over 95 million lost work days annually.
Help Your Clients Minimize Slip and Fall Risk
As an independent insurance agent, you can help your clients to be better prepared for these occurrences with the following checklist:
- Incorporate slip-and-fall prevention into your facility maintenance plan.
- Identify potential risks related to hidden hazards, uneven surfaces, slippery conditions, or poor lighting.
- Keep all work areas, storerooms and service areas clean and orderly.
- Encourage safe work practices, such as closing file cabinet drawer, picking up loose items from the floor, and keeping walkways clear.
- Look for outdoor issues like cracks in the sidewalks, uneven pavement, and potholes.
- Frequently conduct property inspections in order to respond to changing weather conditions.
- During the winter months, use cones, barricades and signage to effectively identify steps, ditches and other potential obstacles that may be obscured by snow.
- Be sure that light fixtures are in proper working order.
- Provide ongoing safety training for employees as a valuable risk management tool.
Remind business owners that they will be measured by the actions they take to mitigate and prevent exposure. “Prudent and reasonable steps” are expected of business owners to reduce risk. With these factors in mind, also encourage your clients to review their business insurance policy to make sure that they are adequately covered.