Equipment Breakdown Insurance Coverage Highlights

Coverage Highlights

  • Property damage
  • Electronic circuitry impairment
  • Business income
  • Extra expense
  • Extended period of restoration
  • Spoilage
  • Ammonia contamination
  • Utility interruption
  • Errors or omissions
  • Brands and labels
  • Contingent business income/extra expense
  • Civil authority
  • Ingress/egress
  • Consequential loss
  • Computer equipment
  • Data and media
  • Expediting expense
  • Hazardous substance
  • Water damage
  • Fungus, wet or dry rot - $15,000/30days
  • Newly acquired premises - $100,000/30days (higher limits available)
  • Ordinance or law - $100,000 included (higher limits available)
  • Green upgrades (PD and BI/EE) - $100,000/30days
  • Environmental, safety and efficiency improvements (additional cost up to 150%)

Utility Interruption Services

  • Air conditioning
  • Communication systems
  • Electrical power
  • Gas
  • Heating
  • Refrigeration
  • Sewer
  • Steam
  • Water
  • Cloud computing (optional)