complete protection for the self storage operator

wind/hail deductible buy-back insurance

cyber insurance

workers comp insurance

property only

gl only









eRisk Management Newsletter

Spring 2019


. MiniCo's Upgraded Business Owner Policy
. Preparing for a Billion-Dollar Hail Storm
. Enforce Lease Requirements to Mitigate Risk

MiniCo's Upgraded Business Owner Policy

business owner policy
MiniCo is pleased to announce that we have taken an important step toward fulfilling our underwriting and service commitment to self-storage business owners and their insurance agents. Our new business owner policy (BOP) has been designed to protect your valuable self-storage investment by offering new coverages, expanded limit and deductible options, and flexibility in policy options to fit your specific needs, all complemented by faster policy and endorsement issuance.




Preparing for a Billion-Dollar Hail Storm

preparing for a billion-dollar hail storm
Billion-dollar hail events are on the rise. Data from the National Centers for Environmental Information (NCEI) reflect five such events in 2017 and three in 2018. Hail storms can cause catastrophic damage to self-storage facilities. For property owners in areas prone to hail storms, this is an expected, if decidedly unwelcome, potential peril. However, the pattern of these storms has been changing over recent years, becoming more frequent and more severe. It appears that this trend may now be the "new normal."



Enforce Lease Requirements to Mitigate Risk

enforce lease requirements to mitigate risk
A basic element of your self-storage facility's risk management strategy is mitigating criminal and negligent activity on the premises that could result in costly claims and lawsuits. One of the most effective methods of implementing this strategy is by enforcing the rules spelled out in the lease and holding violators accountable.




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10851 N. Black Canyon Highway, Suite 200
Phoenix, AZ 85029
California License # 0H04984

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