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Wind/Hail Deductible Buy-Back


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Publishing

eRisk Management
Fall 2016

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IN THIS ISSUE:

. Wind/Hail Deductible Buy-Back Program for Commercial Property
. Data Compromise Coverage for Self-Storage Businesses
. Understanding Risk Transfer
. On the Road with MiniCo
 
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Wind/Hail Deductible Buy-Back Program for Commercial Property

Wind/Hail Deductibles Buy-Back Program for Commercial PropertyMany insurance carriers have implemented high percentage wind and hail deductibles for commercial property in geographic areas prone to catastrophic wind and hail claims. Deductibles of seven to ten percent are becoming more common in the most challenging locations. MiniCo Insurance Agency has introduced a new insurance solution for commercial property owners, including self-storage, facing high percentage wind and hail deductibles.

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Data Compromise Coverage for Self-Storage Businesses

Data Compromise Coverage for Self-Storage BusinessesCyber crime is one of the fastest-growing threats to business operations and one that can result in expensive claims and lawsuits. To address this type of exposure, some insurance companies now offer data compromise coverage as an option for business owners.

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Understanding Risk Transfer

Understanding Risk TransferThe four key elements of risk management are risk avoidance, risk reduction, risk retention and risk transfer. Risk transfer involves sharing or transferring the entire burden of a potential loss with or to another party. Insurance is the classic example of risk transfer, but this concept plays a role in many aspects of day-to-day operations.

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On the Road with MiniCo

On the Road with MiniCoMiniCo will be traveling to several self-storage industry conventions in October. If your plans include attending any of these shows, we hope you will stop by the MiniCo booth.

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