Home 9 Lawyers Professional Liability Insurance 9 E&S Program
Excess & Surplus Lines Lawyers Professional Liability Insurance Coverage Highlights
Coverage Highlights
- Limits up to $3M on eligible accounts
- Minimum deductible $5,000
- Broad definition of legal services including lawyer, arbiter, mediator, expert witness, title agent, notary public, lobbyist, and publication or presentation of research papers or similar materials
- Risk management hotline
- Soft hammer clause
- Reduced deductible for mediated claims
- No deductible for pro bono work
- Disciplinary proceedings
- Loss of earnings
- Subpoena assistance
- Privacy breach investigation
- Network and privacy breach
- Crisis event expense
- Claims made and reported, pay on behalf, and duty to defend policy form
- Predecessor firm coverage included
- Coverage provided for independent contractors and “of counsel”
- Prior acts coverage for qualified accounts
- Extended reporting options for 1, 2, 3, and 5 years; no cost extended reporting for death, disability, or retirement
- Ability to quote from competitor’s full application
- Nationwide availability
Coverage Eligibility
- 1-50 attorneys with a minimum of one full-time attorney
- Minimum of three years of experience
Target Firms
- Firms with difficult AOPs to include:
- Plaintiff including class action
- Environmental
- Intellectual property (no patent prosecution)
- Oil and gas
- Real estate
- SEC private placement (no public SEC exposure)
- Declined or ineligible for the admitted marketplace
- Adverse claim history