Self-Storage Insurance

Self-Storage Commercial Insurance

Self-storage insurance has been MiniCo Insurance Agency's focus since 1974. We are the leader in innovating self-storage insurance coverages. No one knows self-storage insurance like MiniCo, and we offer more flexibility and coverage options to meet the unique needs of each self-storage business.

  • Businessowner policy designed for self-storage operations
  • Self-storage specialty coverages
  • Umbrella coverage
  • General liability only
  • Enhanced options for properties in challenging geographical areas
  • Wind/hail deductible buy-back option
  • Discounts for multiple locations
  • Multiple A.M. Best "A" rated carriers

MiniCo offers the convenience of working with your existing agent. Our in-house underwriters and claims professionals have specialized expertise in self-storage insurance and will work with your agent to customize a policy to meet your operation's specific insurance needs. MiniCo's commercial self-storage insurance is available throughout the United States and in select Canadian provinces.

Self-Storage Tenant Insurance

MiniCo's tenant self-storage insurance programs help to protect facilities and their tenants. In the event of a loss, tenants who have insurance coverage are able to make a claim for damages to the insurance company, which means they are less likely to make a claim against the self-storage business. MiniCo makes it simple for facilities to offer tenants easy access to insurance.

MiniCo offers pay-with-rent and mail-in programs that provide self-storage customers an affordable, short-term insurance solution to protect the items they have stored in a rented self-storage space or mobile container. Coverage includes fire, smoke, burglary, lightning, windstorm, hail, water damage, earthquake, building collapse, explosion, vandalism and riot (some exclusions apply).

  • $0 deductible
  • Rodent/vermin damage coverage
  • Replacement cost coverage
  • Limits up to $75,000
  • Coverage for vehicles stored in a unit
  • 100% burglary coverage
  • Primary policy for tenant property
  • Excellent claims reputation
  • Underwritten by two A.M. Best "A" rated carriers

Self-Storage Risk Management

MiniCo provides risk management and safety information for self-storage industry professionals and agents writing self-storage insurance. Our e-mail newsletters and safety videos are excellent resources for educating self-storage owners and managers as well as insurance agents.