Equipment breakdown insurance is an essential coverage for commercial operations. This video includes a detailed definition of equipment breakdown, examples of covered equipment in various industries, exclusions and additional coverage, loss scenarios, claims handling, and benefits for agents and policyholders.Self-Storage
MiniCo Agri provides customized insurance solutions for agents and policyholders. Coverages include commercial ag, farm and ranch, and specialized dairy and equine programs. Comprehensive package, auto and umbrella coverage is available.
Self-storage insurance coverage for businesses in select Canadian provinces is available from our subsidiary, MiniCo Insurance Agency of Canada, Incorporated.
Serious collectors need specialty coverage that protects the full collectible value of their items. Fine art and collectibles insurance from MiniCo is a stand-alone policy that offers more complete coverage than most homeowner policies at a competitive premium.
Our contractors liability insurance program offers competitively priced general liability and excess liability coverage in New York for commercial and residential contractors, general contractors, and trade and artisan contractors.
MiniCo's monoline cyber insurance program for small and medium-sized businesses provides coverage for costs resulting from a data breach by the insured and any subsequent expenses that may be incurred from the loss of data.
MiniCo Lawyers Professional Liability Insurance provides customized coverage for attorneys providing a broad range of professional legal services.
Our miscellaneous professional liability program provides customized insurance solutions for a wide range of non-financial professional service providers.
MiniCo offers self-storage tenant insurance programs to help protect facilities and their tenants. Pay-with-rent and mail-in programs are available as well as captive insurance options.
Participant accident insurance is an essential protection for sports, camps, events, and other activities. MiniCo’s program offers customized coverage to meet the needs of a wide range of organizations.
Wind and hail deductibles for commercial property are on the rise in many areas of the United States. MiniCo’s wind/hail deductible buy-back program is a stand-alone policy that lowers the deductible to as little as one percent or a specific dollar amount to decrease the property owner’s potential out-of-pocket financial exposure.
MiniCo offers a workers compensation insurance program that provides coverage to self-storage facilities for lost wages and medical treatment resulting from an employee's work-related injury or illness as well as services needed to help an employee recover and return to work.
MiniCo's equipment breakdown insurance provides monoline coverage for commercial properties to protect critical business equipment. This coverage complements existing commercial property policies and specifically addresses exposures related to equipment breakdown.