Hired & Non-Owned Auto for Food/Cannabis Couriers
Hired & Non-Owned Auto for Food/Cannabis Couriers
Restaurants and food-service businesses rely on delivery drivers to provide prompt, reliable service to a growing segment of their customers. Transportation is also a critical component of cannabis operations, an industry that faces specific statutory regulations as well as an increased risk of theft. MiniCo provides an exclusive, monoline Hired and Non-Owned Auto program for food and cannabis delivery services on paper rated A+ (XV). Our underwriters deliver account-winning solutions with their industry specialization, fast quoting, and competitive rates (program not available in WV).
Target Classes
Food Delivery
Businesses that use employees or independent contractors to deliver food from their restaurant to customers using their own personal vehicles.
Food Couriers
Businesses that use employees or independent contractors to pick up food from multiple restaurants and deliver to customers using their own personal vehicles.
Cannabis Couriers
Businesses that use employees or independent contractors to deliver cannabis to customers using their own personal vehicles.
Coverage Highlights
- Available in all states except WV
- In-house underwriting authority
- Coverage for drivers aged 18 years and older
- Carrier rated A+ (XV)
- Capacity = $2M CSL, deductible $0-$50K
- Accessible to retail and wholesale brokers
Key Contacts
Get a Quote
Send submissions to john.ware@minico.com.
File a Claim
Email: john.ware@minico.com