Hired & Non-Owned Auto for Food/Cannabis Couriers

Hired & Non-Owned Auto for Food/Cannabis Couriers

Restaurants and food-service businesses rely on delivery drivers to provide prompt, reliable service to a growing segment of their customers. Transportation is also a critical component of cannabis operations, an industry that faces specific statutory regulations as well as an increased risk of theft. MiniCo provides an exclusive, monoline Hired and Non-Owned Auto program for food and cannabis delivery services on paper rated A+ (XV). Our underwriters deliver account-winning solutions with their industry specialization, fast quoting, and competitive rates (program not available in WV).

Target Classes

Food Delivery

Businesses that use employees or independent contractors to deliver food from their restaurant to customers using their own personal vehicles.

Food Couriers

Businesses that use employees or independent contractors to pick up food from multiple restaurants and deliver to customers using their own personal vehicles.

Cannabis Couriers

Businesses that use employees or independent contractors to deliver cannabis to customers using their own personal vehicles.

Coverage Highlights

  • Available in all states except WV
  • In-house underwriting authority
  • Coverage for drivers aged 18 years and older
  • Carrier rated A+ (XV)
  • Capacity = $2M CSL, deductible $0-$50K
  • Accessible to retail and wholesale brokers

For more information, download our flyer.

Key Contacts

John Ware

Senior Vice President & Program Manager

Get a Quote

Send submissions to john.ware@minico.com.

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