MiniCo offers an exclusive program targeting owner-operated licensed adult foster homes/adult residential facilities in AZ, CA, OR, and WA. Ideal insureds must have been in business for three years with no more than four non-ambulatory clients.

MiniCo Agri provides customized insurance solutions for agents and policyholders. Coverages include commercial ag, farm and ranch, and specialized dairy and equine programs. Comprehensive package, auto and umbrella coverage is available.

The artisan construction insurance program includes residential and commercial risks including service, repair, and new construction. Additional insureds, primary wording, waiver of subrogation and per project aggregate are included at no additional cost.

Self-storage insurance coverage for businesses in select Canadian provinces is available from our subsidiary, MiniCo Insurance Agency of Canada, Incorporated.

Our contractors liability insurance program offers competitively priced general liability and excess liability coverage in New York for commercial and residential contractors, general contractors, and trade and artisan contractors.

MiniCo’s monoline cyber insurance program for small and medium-sized businesses provides coverage for costs resulting from a data breach by the insured and any subsequent expenses that may be incurred from the loss of data.

MiniCo’s equipment breakdown insurance provides monoline coverage for commercial properties to protect critical business equipment. This coverage complements existing commercial property policies and specifically addresses exposures related to equipment breakdown.

Landscaping insurance provides NALP members with a comprehensive package insurance product including general liability, commercial automobile, property, inland marine, and crime. Eligible operations include landscape maintenance, lawn care services, hardscape, arborist, snow removal, and nursery.