Home 9 Wind/Hail Deductible Buy-Back Program

Wind/Hail Deductible Buy-Back Program

MiniCo Insurance Agency offers a wind/hail deductible buy-back program for commercial property.

Wind and hail deductibles for commercial property are on the rise in many areas of the United States. Deductibles of up to 5% are becoming more common in the most challenging locations.

Program Benefits:

  • Lowers deductible to as little as 1% or a specific dollar amount
  • Decreases potential out-of-pocket financial exposure
  • Compliance with mortgage deductible requirements
  • Offers agents greater flexibility when discussing coverage

Features:

  • A.M. Best “A” rated non-admitted carrier
  • Storage and non-storage risks
  • Stand-alone policy
  • Knowledgeable underwriters
  • Claims handled by MiniCo’s experienced in-house staff

Sample Deductible Buy-Back Premiums

Building limit 
5% wind & hail deductible 
Buy back to 2% deductible 
Deductible reduction 
Premium
$1.8M
$90K
$36K
$54K
$3,443
Building limit 
5% wind & hail deductible 
Buy back to 2% deductible 
Deductible reduction 
Premium 
$1.8M
$90K
$36K
$54K
$2,754

FOR ALL COMMERCIAL PROPERTY

For more information, contact Angela Cozzo at angela.cozzo@minico.com