Wind/Hail Deductible Buyback

Wind/hail deductibles for commercial property are on the rise in many areas of the United States. In more challenging locations, deductibles are climbing as high as 5%. Available in all 50 states, the MiniCo Wind/Hail Deductible Buyback program enables commercial property clients to lower their deductible and reduce their out-of-pocket exposure. In the event of a catastrophic weather event, a lower deductible could be a deciding factor in the ability of the business to continue operating.

Target Classes

  • Churches
  • Doctor’s offices
  • Gas stations
  • Manufacturing facilities
  • Municipal buildings
  • Office buildings
  • Restaurants
  • Retail stores
  • Schools
  • Self-storage
  • Shopping centers
  • Warehouse
  • And many more!

Coverage Highlights

  • AM Best A-rated non-admitted carrier
  • Compliance with mortgage deductible requirements
  • Decrease the potential out-of-pocket financial exposure
  • In-house claims experts
  • Knowledgeable underwriters
  • Lower deductible to as little as 1% or a specific dollar amount
  • Stand-alone policy

For more information, download our flyer.

Key Contact

Robert Novak

Commercial Underwriting Team Leader

File a Claim

Claims can be easily completed and submitted online. For best results, complete forms on a desktop computer, laptop computer, or tablet. Completing forms on a smartphone is NOT recommended.

When you submit a completed form, you will see a “Thank You” page. This page confirms that MiniCo has received your form. From this page, you will have the opportunity to download or email a copy of the completed form.

Forms: Property Loss
Fax: (602) 678-3512
Fraud Hotline: (855) 875-0775
Phone: (800) 528-1056
After Hours: (855) 861-0876


MiniCo offices will be closed Wednesday, June 19th in observance of the Juneteenth Holiday.

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