AGRIBUSINESS INSURANCE
Agribusiness Insurance
MiniCo’s Agribusiness Insurance program provides customized coverage for commercial agribusiness, commercial farm and ranch, rural estates, hobby farms, and more. Our experienced program underwriters have access to admitted and non-admitted markets for package policies, monoline coverage, and brokerage solutions offered through our AM Best A-rated carrier partners. Available in all 48 contiguous states with no minimum production requirement. Challenging and hard-to-place accounts are eligible.
Target Classes
- Cattle ranches
- Citrus groves
- Commercial sod farms
- Dairies*
- Equine*
- Feed mills (livestock only)
- Feedlots
- Field/row crops including:
- Beans
- Berries
- Cotton
- Cranberries
- Grains and oilseeds
- Onions/garlic
- Potatoes
- Sunflower seeds
- Vegetable growers
- Fruit and vegetable grower/packer/shipper
- Grass, corn, and soybean seeds
- Hay/alfalfa
- Hobby farms
- Hops grower/processor
- Livestock
- Orchards and vineyards*
- Rice drying and storage operations
- Rural estates
- Wholesale nurseries
*Specialty endorsements available for these classifications
Coverage Highlights
- Commercial automobile
- Liability
- Chemical drift liability
- Commercial general liability
- Employee benefits liability
- Employment practices liability
- Farm employers liability
- Farm liability
- Limited pollution
- Personal watercraft and recreational vehicles
- Umbrella liability
- Property
- Barns and outbuildings
- Business personal property
- Commercial property (including dwellings)
- Crime coverage
- Dwellings
- Equine care, custody, and control
- Equipment breakdown
- Farm personal property
- Household personal property of others
- Identity fraud expense
- Loss of farm income
- Loss of use
- Transit coverage
Key Contact
Get a Quote
Email: nathan.garrett@minico.com
Submissions
MiniCo accepts submissions from licensed retail insurance agents and brokers without a producer agreement in place. However, a completed and approved producer agreement is required for binding.
To request a producer agreement, email agencyrequests@minico.com.
Submit applications to your assigned MiniCo underwriter or agri@minico.com and include the prospective organization’s name and effective date in the subject line.
Submission Requirements:
- Completed carrier application or ACORD forms for lines solicited
- Supplemental applications
- Currently valued loss runs for this policy period plus two prior years
Additional Submission Information (optional):
- Target premiums
- Brochures, website links, or other information about the prospective risk
- Current audited financials or annual report
- Photographs of property locations
File a Claim
Please review the policy for claims reporting details. All claims will need to be reported directly to the insurance company listed on the policy.
The increase in claims from severe weather events are creating significant challenges in the agribusiness insurance marketplace. Carrier appetites have changed with some pulling out of certain geographic areas due to increasing losses. MiniCo’s strong carrier relationships and underwriting flexibility have allowed the company to continue writing a broad range of agribusiness risks.
The increase in claims from severe weather events are creating significant challenges in the agribusiness insurance marketplace. Carrier appetites have changed with some pulling out of certain geographic areas due to increasing losses. MiniCo’s strong carrier relationships and underwriting flexibility have allowed the company to continue writing a broad range of agribusiness risks.
MiniCo’s exclusive Agribusiness program enables underwriters the flexibility to tailor coverage for a wide range of farm and ranch, commercial agri, and equine risks. Target classes include small hobby farms, field and row-crop operations, cattle farms, dairy farms, and more. In addition, MiniCo offers commercial auto and umbrella coverage at limits up to $5 million.
MiniCo’s exclusive Agribusiness program enables underwriters to tailor coverage for a wide range of risks including small hobby farms, field and row-crop operations, cattle farms, dairy farms, and more. Our access to exclusive admitted and E&S markets gives MiniCo the flexibility to write more challenging risks. In addition, MiniCo offers commercial auto and umbrella coverage at limits up to $5 million.
MiniCo’s dedicated underwriting team are seasoned insurance professionals with extensive experience writing Agribusiness risks, some with 25 years of specialization or more. MiniCo’s team brings their combined experience in the retail, carrier, and wholesale insurance sectors to each account to find the best solutions for agents and their insureds.
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