AGRIBUSINESS INSURANCE
Agribusiness Insurance
MiniCo offers Agribusiness Insurance products in partnership with an AM Best A-rated carrier. With its focus on commercial agribusiness and farm and ranch, MiniCo is dedicated to providing customized insurance solutions for independent agents and insureds.
MiniCo’s Agribusiness expertise combines with our agents’ knowledge and personalized service to achieve the most effective insurance solutions for policyholders.
Target Classes
- Cattle ranches
- Citrus groves
- Commercial sod farms
- Dairies*
- Equine*
- Feed mills (livestock only)
- Feedlots
- Field/row crops including:
- Beans
- Berries
- Cotton
- Cranberries
- Grains
- Onions/garlic
- Potatoes
- Sunflower seeds
- Vegetable growers
- Fruit and vegetable grower/packer/shipper
- Grass, corn, and soybean seeds
- Hay/alfalfa
- Hops grower/processor
- Livestock
- Orchards and vineyards*
- Rice drying and storage operations
- Wholesale nurseries
*Specialty endorsements available for these classifications
Coverage Highlights
- Commercial automobile
- Liability
- Chemical drift liability
- Commercial general liability
- Employee benefits liability
- Employment practices liability
- Farm employers liability
- Farm liability
- Limited pollution
- Personal watercraft and recreational vehicles
- Umbrella liability
- Property
- Barns and outbuildings
- Business personal property
- Commercial property (including dwellings)
- Crime coverage
- Dwellings
- Equine care, custody and control
- Equipment breakdown
- Farm personal property
- Household personal property of others
- Identity fraud expense
- Loss of farm income
- Loss of use
- Milk contamination and leakage
- Transit coverage
Key Contact
Get a Quote
MiniCo partners with independent insurance agents that have a specific focus on agribusiness insurance. Contact us for more information or to get a quote.
Email: agri@minico.com
File a Claim
Non-Emergency Claims or Claims During Business Hours
Submit Acord loss notices to
Fax: 513-345-1361
E-mail: agribusinessclaims@gaic.com
Emergency Claims Outside of Business Hours
California: Contact SAMS & Associates at (918) 928-7267 and identify the loss as being under GAI Agribusiness policy.
All Other States: Contact Crawford & Company at (866) 354-0148 and refer to program #014211 Agribusiness; or contact Cunningham Lindsey – USA at (800) 621-5410 and identify the loss as being under GAI Agribusiness policy.
When calling any of these emergency call centers to report a loss, you will need to provide the insured name, applicable policy number, specific site location, loss information, and the telephone number where the policyholder can be reached.
Once reported to any of these vendors, the response will be similar. An experienced adjuster will call the policyholder to get detailed first-hand information as to the event and provide direction/information needed for loss mitigation, emergency services, temporary housing, etc. If the event warrants, a local field adjuster will be dispatched to the loss site. The vendor will report the loss to Great American on the next business day for the claim to be set up and also assign the claim to internal claim staff.
The increase in claims from severe weather events are creating significant challenges in the agribusiness insurance marketplace. Carrier appetites have changed with some pulling out of certain geographic areas due to increasing losses. MiniCo’s strong carrier relationships and underwriting flexibility have allowed the company to continue writing a broad range of agribusiness risks.
The increase in claims from severe weather events are creating significant challenges in the agribusiness insurance marketplace. Carrier appetites have changed with some pulling out of certain geographic areas due to increasing losses. MiniCo’s strong carrier relationships and underwriting flexibility have allowed the company to continue writing a broad range of agribusiness risks.
MiniCo’s exclusive Agribusiness program enables underwriters the flexibility to tailor coverage for a wide range of farm and ranch, commercial agri, and equine risks. Target classes include small hobby farms, field and row-crop operations, cattle farms, dairy farms, and more. In addition, MiniCo offers commercial auto and umbrella coverage at limits up to $5 million.
MiniCo’s exclusive Agribusiness program enables underwriters to tailor coverage for a wide range of risks including small hobby farms, field and row-crop operations, cattle farms, dairy farms, and more. Our access to exclusive admitted and E&S markets gives MiniCo the flexibility to write more challenging risks. In addition, MiniCo offers commercial auto and umbrella coverage at limits up to $5 million.
MiniCo’s dedicated underwriting team are seasoned insurance professionals with extensive experience writing Agribusiness risks, some with 25 years of specialization or more. MiniCo’s team brings their combined experience in the retail, carrier, and wholesale insurance sectors to each account to find the best solutions for agents and their insureds.
Industry Insights
Understanding Equine Liability Coverage: Protecting Horse-Related Operations
If your client roster includes commercial agribusiness, farm and ranch clients, or equine operations, you...
The Growing Challenge of Insuring Agribusiness Risks
From geographic challenges to the ever-present threat of catastrophic weather, agribusinesses today face an...
Extreme Weather: When Farmers Need More Than a Raincoat
If you’re working with clients in the farming industry who are struggling with extreme weather challenges,...
Understanding Animal Mortality Insurance: Protection for Livestock Owners
Animal death is an unfortunate, yet expected, reality in the world of livestock and animal management. All...