Self-Storage Tenant Insurance

With nearly 50 years of self-storage experience, MiniCo knows the unique risks faced daily by self-storage business. Our two Tenant Insurance programs offer convenient options for self-storage operators, while providing the same coverage and benefits for tenants.

With Pay-With-Rent Tenant Insurance self-storage businesses can bundle coverage costs into tenants’ monthly rental fee. This provides a new regularly-recurring revenue stream for the business, with competitive fees and minimal administrative effort.

MiniCo’s TenantOne Direct Tenant Insurance program is the most widely used mail-in tenant insurance program in America. The self-storage facility simply provides tenants with the insurance application during the leasing process and explains that obtaining insurance for their stored goods is the tenant’s responsibility. Once a tenant submits the application, MiniCo handles the rest.

Coverage Highlights

Pay-With-Rent Tenant Insurance

Pay-With-Rent Tenant Insurance allows tenants to pay for insurance with their monthly rental fee. Important licensing information by state may be found here.

Highlights for customers:

  • $0 deductible
  • Coverage includes fire, smoke, burglary, lightning, windstorm, hail, water damage, earthquake, building collapse, explosion, vandalism and riot (some exclusions apply)
  • Coverage for vehicles stored in a unit
  • Excellent claims reputation
  • Primary policy for tenant property
  • Replacement cost coverage
  • Rodent/vermin damage coverage
  • Underwritten by AM Best A-rated carrier

Highlights for facility owners:

  • Highlights for facility owners:
    • Available on most leading management software applications
    • Competitive administrative fees paid to owners
    • Easy facility administration
    • Facility protection coverage in the event of a fire originating in an insured tenant’s rented unit
    • No annual membership fee
    • No claims handling responsibilities

TenantOne Direct Tenant Insurance

The TenantOne Direct Tenant Insurance program is very easy to implement for the self-storage facility. Tenants can purchase coverage directly from MiniCo over the phone, by mail, or online.

Highlights for customers:

  • $0 deductible
  • 100% burglary coverage
  • Coverage includes fire, smoke, burglary, lightning, windstorm, hail, water damage, earthquake, building collapse, explosion, vandalism and riot (some exclusions apply)
  • Coverage for vehicles stored in a unit
  • Excellent claims reputation
  • Limits up to $75,000
  • Replacement cost coverage
  • Rodent/vermin damage coverage
  • Primary policy for tenant property
  • Underwritten by AM Best A-rated carrier

Highlights for facility owners:

  • Easy to implement
  • Facility protection coverage in the event of a fire originating in an insured tenant’s rented unit
  • MiniCo provides free marketing materials
  • No administrative requirements
  • No claims handling responsibilities
  • Simple brochure

For more information, download our flyer.

Key Contact

James Appleton

Director of Sales, Special Risk

Order Tenant Insurance Marketing Materials

To order additional forms, brochures or marketing materials, please call (800) 544-6464 or complete the form below.

File a Claim

Claims can be easily completed and submitted online. For best results, complete forms on a desktop computer, laptop computer, or tablet. Completing forms on a smartphone is NOT recommended.

When you submit a completed form, you will see a “Thank You” page. This page confirms that MiniCo has received your form. From this page, you will have the opportunity to download or email a copy of the completed form.

Email: claim@minico.com
Phone: (800) 528-1056
Fraud Hotline: (855) 875-0775
Fax: (602) 678-3512
After Hours: (855) 861-0876