Nonprofit Case Study

This case study illustrates how MiniCo delivered complex exposure solutions to a large nonprofit organization operating a drug and alcohol rehabilitation facility.

Insurance for a Large Nonprofit Organization

Tactics

The diagram above shows how specific expertise was used in analyzing, identifying, and quantifying the exposures that can result from this type of business.

Nonprofit Profile

  • Multi-service
  • Outpatient and inpatient facilities
  • Residential facilities including youths
  • Health care operations
  • Large automobile schedule

Situation

  • Needed adequate medical malpractice for health care professionals
  • Client could not find adequate liability limits coverage
  • Previous carrier did not provide medical malpractice coverage
  • Client suffered poor lost history because of inadequate fleet safety procedures

Solution

  • Provided general liability including sexual and physical abuse
  • Provided umbrella liability limits for the catastrophic loss
  • Established risk management for auto fleet safety which reduced claim frequency and severity