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MiniCo Insurance Agency, LLC

 

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NIF Social Services Insurance Program

Target Classes

From rehabilitation facilities to food banks and family service organizations, we bring you an insurance program that addresses the complex exposures faced by nonprofits and social service organizations of all types and sizes. Our program can consider over 300 social service and nonprofit classes. Can't find the class you're looking for? Please contact a MiniCo underwriter or download our latest appetite guide to help you in your search.

Download Appetite Guide (PDF)

Focus Classes – Social Services and Nonprofit

  • Addiction Treatment Services
  • Alcoholism and Drug Addiction Self-Help
  • Alcoholism Counseling - Outpatient
  • Alcoholism Treatment - Residential
  • Charter and Private Schools
  • Counseling for the Emotionally Disturbed
  • Day Care
  • Detoxification Centers
  • Drug and Alcohol Rehabilitation Facilities
  • Halfway Houses, Substance Abuse ​Counseling – Outpatient and Residential
  • Head Start Programs
  • Art Museums
  • Arts Council/Agency
  • Arts Education
  • Arts Service Organizations and Activities
  • Arts, Cultural Organizations - Multipurpose
  • Arts, Culture and Humanities (N.E.C.)
  • Ballet
  • Charitable Organizations
  • Community Foundations
  • Corporate Foundations
  • Dance
  • Film, Video
  • Music Groups, Bands, Ensembles
  • Opera
  • Performing Arts Organizations
  • Performing Arts Schools
  • Foundations (N.E.C.)
  • Private Grant-Making Foundations
  • Public Foundations
  • Scholarships, Student Financial Aid Services, Awards
  • Singing, Choral
  • Symphony Orchestras
  • Theatre
  • Visual Arts Organizations
  • Voluntarism Promotion
  • Women's Service Clubs

Nonprofit Classes

  • ​​Adult, Continuing Education
  • Arboretums
  • Art Museums
  • Arts Council/Agency
  • Arts Education
  • Arts Service Organizations and Activities
  • Arts, Cultural Organizations - Multipurpose
  • Arts, Culture and Humanities (N.E.C.)
  • Ballet
  • Botanical Gardens, Arboreta, and Botanical Organizations
  • Botanical, Horticultural, and Landscape Services
  • Charitable Organizations
  • Children's Museum
  • Community Foundations
  • Corporate Foundations
  • Cultural, Ethnic Awareness
  • Dance
  • Energy Resources Conservation and Development
  • Environmental Beautification and Aesthetics
  • Film, Video
  • Forest Conservation
  • Fund Raising and/or Fund Distribution
  • Garden Club, Horticultural Programs
  • Historical Societies, Related Historical Archives
  • History Museums
  • Humanities Organizations
  • Leadership Development
  • Libraries
  • Management Services for Small Business, Entrepreneurs
  • Museum, Museum Activities
  • Music Groups, Bands, Ensembles
  • Named Trusts/Foundations (N.E.C.)
  • Natural History, Natural Science Museums
  • Natural Resources Conservation and Protection
  • Opera
  • Parent/Teacher Group
  • Performing Arts Organizations
  • Performing Arts Schools
  • Philanthropy, Charity, Voluntarism Promotion
  • Philanthropy, Voluntarism and Grant-Making
  • Foundations (N.E.C.)
  • Printing, Publishing
  • Private Grant-Making Foundations
  • Private Independent Foundations
  • Private Operating Foundations
  • Professional Societies, Associations​
  • Public Foundations
  • Quality, Protection, and Beautification (N.E.C.)
  • Recycling Programs
  • Remedial Reading, Reading Encouragement
  • Scholarships, Student Financial Aid Services, Awards
  • Science and Technology Museums
  • Singing, Choral
  • Student Services, Organizations of Students
  • Symphony Orchestras
  • Theatre
  • Visual Arts Organizations
  • Voluntarism Promotion
  • Women's Service Clubs

Social Services Classes

  • Activity Centers for Individuals with Disabilities
  • Addiction Treatment Services
  • Adult Day Care
  • Aid to Families with Dependent Children
  • Alcoholism and Drug Addiction Self-Help
  • Alcoholism Counseling - Outpatient
  • Alcoholism Treatment - Residential
  • ARC Chapters - Association for People with Intellectual and Developmental Disabilities
  • At-Risk Youth Residential Facilities
  • Battered Women’s Shelters
  • Boys and Girls Clubs, YWCAs
  • UCP Chapters - Cerebral Palsy Associations
  • Charter and Private Schools
  • Child Care Centers
  • Child Guidance Agencies
  • Children’s Homes/Villages
  • Community Action Agencies
  • Community Centers Domestic
  • Companion Services for People with Disabilities
  • Council on Aging
  • Counseling for the Emotionally Disturbed
  • Crisis Intervention, Hotlines
  • Day Care
  • Day Programs/Day Treatment
  • Detoxification Centers
  • Disability Support Groups
  • Drug and Alcohol Rehabilitation Facilities
  • Early Intervention
  • Eating Disorder Counseling Services
  • Emergency and Temporary Shelters
  • Emergency Shelters for Mentally Ill
  • Family Social Service Agencies
  • Food Banks and Pantries
  • Halfway Houses, Substance Abuse ​Counseling – Outpatient and Residential
  • Head Start Programs
  • Homeless Shelters with Support Services
  • Homes for Destitute Men and Women
  • Homes for Emotionally Disturbed Adults/Children
  • Hospice
  • Individual and Family Social Services
  • Job Counseling and Training Centers
  • Job Placement and Job Coaching
  • Marriage Counseling Services
  • Mental Health Centers and Clinics (except hospitals)
  • Mental Health Facilities, Residential
  • Mental Health Halfway Houses
  • Multi-Service Centers
  • Outreach Programs
  • Psychiatric Centers and Clinics (except hospitals)
  • Psychiatric Rehabilitation Services
  • Referral Services for Personal/Social Problems
  • Residential Services for Individuals w/AIDS
  • Residential Settings for People with Disabilities
  • Runaway Youth Shelters
  • Self-Help Organizations
  • Senior Citizens Centers
  • Service Leagues
  • Settlement Houses
  • Support Group Services
  • Teen Outreach Services
  • Troubled Youth
  • Violence Agencies
  • Vocational Rehabilitation and Training
  • Vocational Training
  • Youth Centers (except recreational only)​

Difficult Classes We Can Consider (Excess & Surplus Lines Basis)

  • Our program can consider over 300 social service and nonprofit classes, but there still are a handful of nonprofit and social service classes that fall outside of the program's appetite. Working with our affiliate companies within Jencap Program Administrators, we can find a home for your accounts that fall outside of our appetite or have a poor loss experience. Contact nonprofit@minico.com with questions about specific brokerage classes.
  • Accounts receivable; described premises $250,000/away from premises $25,000 per occurrence; electronic data processing equipment, media, and data $200,000.
  • Ordinance or law coverage B and C $200,000.
  • Spoilage $50,000.
  • Business income property in transit $50,000.
  • Money and Securities (in/out) $25,000.
  • Extended business income no coinsurance; applicable 180 days.
  • Blanket building/personal property/with business income; may be subject to sublimit.
  • Computer fraud $50,000/$100,000.
  • Employee theft including ERISA $50,000.