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Adult Residential Facility Insurance

MiniCo offers an exclusive program for adult foster homes/adult residential facilities that provides property and liability coverage designed to address the unique exposures facing these operations. As an industry pioneer, MiniCo has been a value provider in creating tailored insurance programs for these operations for over 30 years and has specialized expertise in underwriting adult residential facilities. MiniCo’s program targets owner-operated licensed homes in AZ, CA, OR, and WA. Ideal insureds must have been in business for three years with no more than four non-ambulatory clients. This program is underwritten in-house through a top rated non-admitted carrier.

About MiniCo

MiniCo Insurance Agency has over 45 years of experience as a program administrator offering property and casualty insurance products for a variety of unique industries and exposures. In addition to maintaining the highest standards of customer service and claims handling, MiniCo provides marketing support to wholesalers by referring independent agents looking for a quote.

Program Features

Program highlights include:

  • In-house underwriting
  • Top-rated non-admitted carrier
  • Wide array of coverages tailored for adult residential facilities
  • Dedicated and flexible underwriting
  • Risk management tools
  • Available in AZ, CA, OR, and WA