MiniCo Insurance Agency Introduces Equipment Breakdown Insurance

MiniCo’s equipment breakdown program offers monoline coverage for commercial properties nationwide to protect critical business equipment and complement existing commercial property policies.

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MiniCo Insurance Agency has introduced an equipment breakdown insurance program to provide monoline coverage for commercial properties to protect critical business equipment. The program is underwritten by MiniCo’s carrier partner Liberty Mutual Insurance Company, which has been rated “A” (Excellent) by A.M. Best. The company is now offering coverage nationwide. Agents may obtain a premium quotation by visiting No appointment is required to get a quote.

MiniCo’s equipment breakdown program provides coverage through an admitted carrier to complement existing commercial property policies and specifically addresses exposures related to equipment breakdown. Eligible classes include habitational properties, healthcare, commercial real estate, food-related classes, schools and municipalities, manufacturing, hospitality, business services, general utilities, printing and publishing, and many others. Coverages include property damage, electronic circuitry impairment, business income, extra expense, spoilage, utility interruption, computer equipment, and data and media. This is a sampling of available coverages. Each risk will be underwritten individually, and coverages will be customized to meet the needs of each policyholder.

MiniCo President and CEO Mike Schofield commented, “Equipment breakdown is a necessary coverage for commercial risks, and MiniCo has been working to enhance our program to benefit both agents and property owners. Through our partnership with Liberty Mutual, we are now able to offer monoline equipment breakdown solutions to a wide range of commercial properties nationwide. We are excited to provide this new and important product for our agents to offer to their clients.”

About MiniCo Insurance Agency, LLC

MiniCo Insurance Agency, LLC, was founded in 1974 as a provider of specialty insurance products and publications for the self-storage industry. Today the company is a managing general agency offering multiple specialty property and casualty insurance products for a variety of unique industries and exposures. MiniCo Insurance Agency, LLC, the parent company of MiniCo Insurance Agency of Canada, Inc., is a member of the Aran Insurance Services Group. For more information, please visit

Dan Sommer
Vice President, Marketing & Communications
MiniCo Insurance Agency
(602) 678-3504

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