risk management: tip of the week

Creating a Defensible Space Against Wildfires

One of the most important and cost-effective steps you can take to mitigate the risk of wildfire damage at your self-storage operation is to create and maintain a defensible space around the facility. This is a zone in which vegetation, debris, and other combustible fuels have been cleared, minimized, or treated with the goal of slowing the spread of fire to and between buildings.

The Department of Homeland Security's website www.Ready.gov, recommends the following steps for creating and maintaining a defensible space.

  • Choose fire-resistant materials for construction, renovation, repairs, and outdoor furnishings such as benches, tables, and signs or decorations.
  • Set up a water defense using sprinklers and hoses that can reach all areas of the property.
  • Thin shrubs and trees to create space and ensure that the crowns do not overlap.
  • Remove low tree branches to separate branches overhead from grass and shrubs.
  • Eliminate all leaves, debris, and flammable material within 30 feet of buildings and remove combustible debris from roofs and gutters.
  • Perform regular inspections and ongoing maintenance to maintain this defensible space.

In addition to the tips provided over the past few weeks, be sure to schedule a coverage review with your independent insurance agent to discuss coverages, limits, deductibles, and exposures related to wildfire.

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Make it a safe day!

Mike Schofield
President & CEO