Nonprofits face a unique balancing act: Operating with the heart of a charity and the liability of a business. From volunteer mishaps to cybercrime, nonprofit organizations are exposed to a wide range of risks, and often on a shoestring budget. That’s why having the right nonprofit insurance coverage is not just advisable, but essential. A...
Social inflation has become a powerful force reshaping the nonprofit and social services landscape. Defined as the rise in claim costs beyond general economic inflation, social inflation is driven by factors like larger jury awards (such as so-called “nuclear verdicts”), broader interpretations of liability, and an increasingly litigious society....
Nonprofit organizations wear many hats, and sometimes one of those includes “chauffeur.” From transporting volunteers to a conference or staff to an outreach event, vans offer a convenient, budget-friendly way to move people from point A to point B. But they also come with serious safety considerations, and overlooking them could expose...
Nonprofit organizations are the unsung heroes of our communities, tackling society’s biggest challenges and providing essential services. However, running a nonprofit comes with unique operational, financial, and legal hurdles that for-profit businesses don’t face. One significant challenge is finding the right insurance coverage. The Unique Risk...
Nonprofit organizations play a pivotal role in our society, addressing crucial issues ranging from social welfare to environmental conservation. However, managing a nonprofit involves navigating a maze of risks that can threaten its mission, resources, and public trust. Effective risk management for nonprofits is not just about protection. It...
The nonprofit sector is constantly evolving, and with this evolution comes many new challenges. From embracing digital transformation to navigating increased regulatory pressures and adopting innovative insurance solutions, nonprofit organizations must stay agile and proactive. As their agent, you can help them prepare for the future. Be the...
The Significance of Giving Tuesday While most of us may be in the midst of planning our Thanksgiving menu or trying to get a jump-start on our holiday shopping list, nonprofits across the globe are gearing up for Giving Tuesday. Giving Tuesday — which falls on November 28th this year — marks a unique opportunity for nonprofit and social services...
The American nonprofit sector has grown an astounding 33% over the past 15 years — faster than any other segment in the economy. Although the private for-profit sector continues to employ the largest number of individuals across the country, the nonprofit sector holds the number two spot — ahead of federal, local, and state governments. In...
In today’s ever-changing world, nonprofit and social services organizations play an invaluable role in addressing social, humanitarian, environmental, and other issues with the goal of improving the well-being of individuals and communities. Like any organization, nonprofits face challenges that may impede their ability to continue serving their...
There are about 2 million nonprofit organizations in the U.S. With their entrepreneurial spirit and mission-guided purposes, these nonprofits play a tremendous role in our society. Nonprofits champion humanitarian goals, advocate charitable causes, lead the forefront in scientific research, serve as guardians for the environment, and more. ...
‘Tis the season for end-of-the-year charitable giving! As fundraising efforts ramp up and volunteers pitch in, make sure your nonprofit clients have the coverage they need. The last few weeks of the year are critical for charitable organizations when it comes to fundraising. The holiday message of giving to others combined with the...
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