How to Protect Valuables That Often Go Overlooked

How to Protect Valuables That Often Go Overlooked

Your clients might assume their homeowners policy has them covered when it comes to their most treasured possessions. But the truth? Many people only discover their coverage limits after a loss, and by then, it’s too late. Standard homeowners insurance often comes with sublimits — dollar caps on what the insurer will pay for certain types of...

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With Jewelry Theft on the Rise — Here’s What Agents Need to Know

With Jewelry Theft on the Rise — Here’s What Agents Need to Know

Jewelry may symbolize love and legacy, but for thieves, it represents opportunity. According to a recent article, claims for high-end jewelry theft have surged by a staggering 43%, with opportunists growing bolder and more strategic in their attempts to snatch luxury watches, diamond rings, and bespoke heirlooms. These aren’t isolated incidents...

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Here Comes the Claim: Safeguarding Engagement Rings

Here Comes the Claim: Safeguarding Engagement Rings

From Taylor Swift’s rumored engagement ring to Hailey Bieber’s viral oval-diamond trend, celebrity engagement rings often make headlines. But while social media obsesses over carats and cuts, one important question often gets overlooked — what kind of protection does wedding jewelry require? The reality is, even the most stunning ring isn’t...

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The Gift of Protection: Specialty Collectibles Insurance

The Gift of Protection: Specialty Collectibles Insurance

The holiday season is a time for gratitude, celebration, and giving. For insurance agents, it’s also the perfect time to connect with clients — not just to thank them for their loyalty but to provide something even more valuable: peace of mind. Though not all of your customers are likely to be avid collectors, chances are you have some...

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Why Collectors Need More Than Homeowner’s Insurance: A Must-Read for Agents

Why Collectors Need More Than Homeowner’s Insurance: A Must-Read for Agents

Collectors are the experts when it comes to curating their valuable treasures. But when it comes to figuring out how to insure collectibles and protect the investment those items represent, agents are the best resource. From rare autographs to sports memorabilia to one-of-a-kind works of art, many private collections are insured under standard...

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Preservation Tips for Autographed Memorabilia

Preservation Tips for Autographed Memorabilia

Preservation is a critical concern for collectors of autographed memorabilia. The longevity of these valuable items depends not just on the quality of the signature but also on how well the items are cared for over time. In a recent article published by Intelligent Collector, James Appleton, MiniCo’s Director of Program Sales, discusses key...

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Collection Preservation: The Collector’s Path to Peace of Mind

Collection Preservation: The Collector’s Path to Peace of Mind

From rare artwork to wine to unique memorabilia, the world of collecting is both varied and ever-evolving, demanding a strategic approach to collection preservation. A collector’s worst fear is damage to or loss of a priceless, irreplaceable item or collection. For the savvy collector, implementing effective risk mitigation and preservation...

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The Art of Restoration with Specialty Insurance

The Art of Restoration with Specialty Insurance

When most collectors think of fine arts insurance, they may imagine disasters brought on by major events like fires, floods, and theft. However, the most common perils that threaten unique art collections are far more subtle: a poorly hung painting that falls to the ground or a simple scratch due to improper handling. Unlike the expectations with...

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Ask Your Clients These Collectibles Insurance Questions

Ask Your Clients These Collectibles Insurance Questions

Collectibles represented a $458.2 billion market last year, with expectations to grow up to $462 billion in 2023. Whether someone collects sports jerseys, bourbon, jewelry, or specialty duck decoys, they want to know their investment is protected.  While standard insurance policies can offer some protection, they weren’t designed with...

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What You Need to Know About Insuring Sports Memorabilia

What You Need to Know About Insuring Sports Memorabilia

The world of sports memorabilia is a treasure trove of history, unforgettable moments, and (in some cases) risky investments that paid off. From legendary game-worn jerseys to iconic trading cards, to championship souvenirs, and more, collectibles ignite a certain type of passion that transcends time. On top of the nostalgia and sentimental value...

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Insuring High-Value Collectibles 

Insuring High-Value Collectibles 

There’s investing in stocks, and there’s investing in collectibles. In the latter case, collectors represent a unique group of investors, and it may be precisely this reason why the world of collectibles is as unpredictable as it is adventurous. Some categories of collectibles represent million-dollar investments. Water damage, theft, and even...

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King of Collectibles: What Insurance Agents Should Know

King of Collectibles: What Insurance Agents Should Know

“We sell the most interesting things in the world from all categories — sports, entertainment, comics, rock and roll, movies — and we also deal with an incredible cross-section of celebrities, athletes, serious collectors as well as individuals who may find that one thing that’s going to change their life. Literally, within the first 60 seconds...

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Protecting a Collection in the Event of a Hurricane

Protecting a Collection in the Event of a Hurricane

Billion-dollar weather events are on the rise. As an insurance agent, you are likely counseling clients to review and adjust coverage for their personal homes and commercial properties. But have you asked about their collections of artwork, signed sports memorabilia, wine…or something else?  For context, insured losses due to severe weather...

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How to Insure Antiques and Fine Collectibles

How to Insure Antiques and Fine Collectibles

It’s a $42,000 mistake that happened recently at an art exhibit in Miami. The most famous balloon dog sculpture in the U.S. was accidentally knocked over by an attendee — and it shattered into pieces. Wait a minute..? Why didn’t they place that sculpture under protective glass or something? Good point! But the bigger question is, “Who’s going to...

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PEZ Outlaws, Beanie Babies, and the Need for Insurance

PEZ Outlaws, Beanie Babies, and the Need for Insurance

There’s a group of collectibles that deserves to be in its own category. And because the right name for it doesn’t exist yet, we came up with an acronym of our own. We’re calling this group the CCC — short for “collectible cash cows.” You may already know a bit about these high-value collectibles that have become internet sensations. For one,...

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Top 7 Most Unusual Collections We’ve Insured

Top 7 Most Unusual Collections We’ve Insured

We’ve all heard stories about the Hollywood stars and athletes who take out insurance policies to cover specific body parts. World War II pinup model and actress Betty Grable was famous for having a $1 million insurance policy on her legs. More recently Proctor and Gamble insured the flowing locks of its shampoo spokesperson (and former...

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Loss-Control Tips for Private Collectors

Loss-Control Tips for Private Collectors

Billion-dollar insurance losses have been on an upward trajectory for the past several decades in a trend that shows no signs of slowing down. The latest data from The National Oceanic and Atmospheric Administration (NOAA) indicates a dramatic increase in both the total number of billion-dollar events each year as well as the cost of insured...

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Why Your Clients Need Collectibles Insurance

Why Your Clients Need Collectibles Insurance

As long as items hold value, there will be insurance coverage to protect them, and there are many different types of insurance needs. It’s your responsibility as an agent to offer your clients appropriate coverage for their valuables. If any of your clients are collectors – and millions of people are – collectibles insurance is a great way to...

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