What HNOA Insurance Covers That Traditional Auto Does Not

What HNOA Insurance Covers That Traditional Auto Does Not

Finding out you’re on the hook for huge financial damages — and that your insurance policy won’t cover it — is every business’s worst nightmare. Just ask Metallica (yes, the band!) about the dangers of not knowing exactly what your policy covers – and what it excludes. Thanks to a pandemic-related debacle, the band sought to recoup millions of...

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Safe and Sustainable Growth Strategies for Food and Cannabis Delivery Operations

Safe and Sustainable Growth Strategies for Food and Cannabis Delivery Operations

The burgeoning cannabis delivery industry, like the food industry, has seen exponential growth, driven by increasing legalization and consumer demand. Yet, as many delivery business owners know all too well, with growth comes the challenge of effectively scaling operations. Delivery issues—like delays, regulatory compliance missteps, or customer...

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Safe Delivery, Safer Business: Mitigating Risks in Food and Cannabis Delivery 

Safe Delivery, Safer Business: Mitigating Risks in Food and Cannabis Delivery 

Mitigating risks in food and cannabis delivery is not just about adhering to legal standards; it’s about safeguarding the business, its customers, and the broader community from unforeseen disasters. By understanding and addressing the unique challenges food and cannabis delivery drivers face, businesses can proactively ensure the safety of their...

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HNOA Insurance for Food and Cannabis Delivery 

HNOA Insurance for Food and Cannabis Delivery 

Many food and cannabis delivery service providers mistakenly believe their employees are fully covered on the road through commercial auto insurance or the employees’ personal auto policies — but that’s not the case. If a business hires drivers who use borrowed, rented, or personal vehicles for food or cannabis deliveries, they risk exposure to...

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