Insights

Here Comes the Claim: Safeguarding Engagement Rings

Here Comes the Claim: Safeguarding Engagement Rings

From Taylor Swift’s rumored engagement ring to Hailey Bieber’s viral oval-diamond trend, celebrity engagement rings often make headlines. But while social media obsesses over carats and cuts, one important question often gets overlooked — what kind of protection does wedding jewelry require? The reality is, even the most stunning ring isn’t immune to loss, theft, or damage. And with the global jewelry market projected to soar to over $482 billion by 2030 (and the...

read more
Aggressive Predictions: Weathering the 2024 Hurricane Season

Aggressive Predictions: Weathering the 2024 Hurricane Season

The Tropical Weather and Climate Research department at Colorado State University (CSU)  is one of the world’s most respected climate research teams. Beginning each April, the team issues periodic tropical meteorology forecasts that have become must-reads for anyone interested in Atlantic hurricane activity. While the April 2024 forecast was...

read more
What HNOA Insurance Covers That Traditional Auto Does Not

What HNOA Insurance Covers That Traditional Auto Does Not

Finding out you’re on the hook for huge financial damages — and that your insurance policy won’t cover it — is every business’s worst nightmare. Just ask Metallica (yes, the band!) about the dangers of not knowing exactly what your policy covers – and what it excludes. Thanks to a pandemic-related debacle, the band sought to recoup millions of...

read more
Safe and Sustainable Growth Strategies for Food and Cannabis Delivery Operations

Safe and Sustainable Growth Strategies for Food and Cannabis Delivery Operations

The burgeoning cannabis delivery industry, like the food industry, has seen exponential growth, driven by increasing legalization and consumer demand. Yet, as many delivery business owners know all too well, with growth comes the challenge of effectively scaling operations. Delivery issues—like delays, regulatory compliance missteps, or customer...

read more
Safe Delivery, Safer Business: Mitigating Risks in Food and Cannabis Delivery 

Safe Delivery, Safer Business: Mitigating Risks in Food and Cannabis Delivery 

Mitigating risks in food and cannabis delivery is not just about adhering to legal standards; it’s about safeguarding the business, its customers, and the broader community from unforeseen disasters. By understanding and addressing the unique challenges food and cannabis delivery drivers face, businesses can proactively ensure the safety of their...

read more
Hidden Hazards: Identifying and Insuring Common Self-Storage Property Exposures

Hidden Hazards: Identifying and Insuring Common Self-Storage Property Exposures

Self-storage facilities may look like typical brick-and-mortar business operations from the outside — but, when it comes to insurance coverage, they’re not. The truth is, with their distinct property exposures, self-storage facilities require a different approach to insurance coverage, one that accounts for their specific vulnerabilities. ...

read more
How to Navigate Slip, Fall, and Injury Risks for Self-Storage Facilities

How to Navigate Slip, Fall, and Injury Risks for Self-Storage Facilities

Self-storage facilities, sometimes perceived as low-risk environments, can unexpectedly become targets for liability issues, particularly in the category of slip, fall, and bodily injury claims. Picture this: An excited college student, arms full of boxes, takes a serious fall while walking down an interior hallway to their rented unit due to a...

read more
Meeting the Growing Need for Expert Self-Storage Insurance

Meeting the Growing Need for Expert Self-Storage Insurance

The self-storage industry has grown rapidly in the past several years, reaching an estimated market value of $44.37 billion, outpacing many other notable companies like Aflac, General Mills, Humana, and even 7-Eleven.  The reason?  People love their stuff — and they don’t want to part ways with it. According to Josh Leykam, MiniCo Vice...

read more
Decoding Specialty BOPs: Tailored Insurance to Mitigate Self-Storage Risks

Decoding Specialty BOPs: Tailored Insurance to Mitigate Self-Storage Risks

Most business owners understand the importance of having the right general liability (GL) insurance. What they may not know is that their GL policy isn’t all-inclusive and doesn’t provide protection for losses associated with business personal property as well as other critical coverages. A business owner’s policy (BOP) is an effective option for...

read more
Collection Preservation: The Collector’s Path to Peace of Mind

Collection Preservation: The Collector’s Path to Peace of Mind

From rare artwork to Wine to unique memorabilia, the world of collecting is both varied and ever-evolving, demanding a strategic approach to collection preservation. A collector’s worst fear is damage to or loss of a priceless, irreplaceable item or collection. For the savvy collector, implementing effective risk mitigation and preservation...

read more
The Art of Restoration with Specialty Insurance

The Art of Restoration with Specialty Insurance

When most collectors think of fine arts insurance, they may imagine disasters brought on by major events like fires, floods, and theft. However, the most common perils that threaten unique art collections are far more subtle: a poorly hung painting that falls to the ground or a simple scratch due to improper handling. Unlike the expectations with...

read more
Navigating the Underinsurance Crisis for Small Businesses

Navigating the Underinsurance Crisis for Small Businesses

Small businesses may not get the same level of media attention as larger Fortune 500 companies, but they’re quietly working away to bolster the economy, provide jobs to millions, and navigate the underinsurance crisis. Businesses with fewer than 50 employees account for 45% of all private sector jobs and keep roughly 56 million Americans...

read more
Nine Tips for Keeping Employees Safe this Winter

Nine Tips for Keeping Employees Safe this Winter

While winter officially began on December 21, the onset of cold weather was felt in many areas of the United States much earlier. As we move into what are typically the coldest months of the year, businesses need to be mindful of the safety of their employees — particularly employees who spend some or much of their working day outside.  On...

read more
Safeguarding Commercial Properties: Tips to Prevent Winter Fires

Safeguarding Commercial Properties: Tips to Prevent Winter Fires

Fires in commercial buildings can happen any time of year, but the risk can rise in winter. The colder months often bring increased usage of heating systems and electrical appliances as businesses work to make spaces more comfortable for employees and customers and to keep equipment and other business assets safe and operational. Winter weather...

read more
Winter Preparedness is Key as Regulators Warn of Grid Disruptions

Winter Preparedness is Key as Regulators Warn of Grid Disruptions

According to the North American Electric Reliability Corporation (NERC)’s 2023-2024 Winter Reliability Assessment, two-thirds of the United States and Canada may be in for a chilly winter season. The report concludes that during peak winter weather conditions, prolonged dips in temperatures will significantly disrupt the electric grid and...

read more
Self-Storage Demand Holds Steady With Few Signs of Post-Boom Decline

Self-Storage Demand Holds Steady With Few Signs of Post-Boom Decline

Americans love our stuff — and we’re so reluctant to part with it that we’re willing to pay someone else to store it. Storage Cafe estimates that 38% of Americans have used or plan to rent space to store what they can’t (or don’t want to) keep in their homes. Over the past two years, there’s been a boom in the self-storage industry, driven...

read more
Common Cyber Insurance Myths and Misconceptions

Common Cyber Insurance Myths and Misconceptions

No matter what kind of business you’re in, the threat of cybercrime — and its associated costs — looms large. According to IBM Security, globally the average cost of a single breach reached an all-time high in 2023 ($4.45 million). In the U.S., that number is even higher, with an average cost of $9.48 million per breach, an increase of 0.4% from...

read more
Navigating Middle-Market Pricing Hikes

Navigating Middle-Market Pricing Hikes

Lately, middle-market businesses (those that typically pay premiums upward of $75K) are finding it difficult to secure reasonable commercial property and auto insurance. This is pushing many of them to pursue new insurance solutions for the coming year.  What’s Driving Middle-Market Property and Auto Prices?  In its Q2 2023 Property and...

read more
Nonprofit Insurance for Giving Tuesday 2023 — And Beyond

Nonprofit Insurance for Giving Tuesday 2023 — And Beyond

The Significance of Giving Tuesday While most of us may be in the midst of planning our Thanksgiving menu or trying to get a jump-start on our holiday shopping list, nonprofits across the globe are gearing up for Giving Tuesday. Giving Tuesday — which falls on November 28th this year — marks a unique opportunity for nonprofit and social services...

read more
Top 5 Cybersecurity Threats

Top 5 Cybersecurity Threats

Self-storage facilities can be prime targets for cybercriminals who can use customer information to rob bank accounts via wire transfers, steal customers’ personal identity information, and commit other fraudulent activities. In general, many small businesses are vulnerable to data breaches for three key reasons: · They don’t believe they...

read more
Flood Hazards

Flood Hazards

In the aftermath of a flood, there are a number of hazards that you may encounter. The Occupational Safety and Health Administration (OSHA) identifies the following hazards associated with floods.·  Electrical hazardsTree and debris removalLifting injuriesMoldRodents, snakes, and insectsChemical and...

read more
Flood Hazards

Flood Watch vs. Flood Warning

Which flood alert is more critical – a watch or a warning? It's important to know the differences in the warning system alerts and understand the appropriate action to take for each alert level. Flood Watch Meaning: Flooding is possible. Action: Monitor radio and television stations for more information. Flash Flood Watch Meaning: Flash flooding...

read more
Top 5 Cybersecurity Threats

Flood Evacuation Planning

The growing frequency and severity of weather events such as wind, hail, and torrential rain can increase the risk of flooding. Before flood waters approach your self-storage facility, make sure to put an evacuation plan in place to ensure your personal safety and that of your employees and customers. A thorough evacuation plan should include:...

read more
Top 5 Cybersecurity Threats

Safety After a Wildfire

The hazards associated with wildfires may persist even after the flames have been extinguished. Here are some tips for staying safe after a wildfire. · Monitor information from authorities as to when it is safe to return to an area and whether water is safe to drink. · Avoid hot ash, charred trees, and smoldering debris. · Wet down debris to...

read more
Top 5 Cybersecurity Threats

Communicating With Tenants About Fire Prevention

September is National Preparedness Month, and creating a communications plan is a top priority when it comes to fire prevention at a self-storage facility. Regular communication to customers can go a long way toward mitigating the risk of fire on the property. Examples of tenant communication include the following: Signage: Post “no smoking”...

read more
Top 5 Cybersecurity Threats

Creating a Defensible Space Against Wildfires

One of the most important and cost-effective steps you can take to mitigate the risk of wildfire damage at your self-storage operation is to create and maintain a defensible space around the facility. This is a zone in which vegetation, debris, and other combustible fuels have been cleared, minimized, or treated with the goal of slowing the...

read more
Top 5 Cybersecurity Threats

First Aid for Heat-Related Illness

If you suspect that an employee or tenant is showing the symptoms of heat exhaustion or heat stroke, it is important to take action quickly. Time is of the essence in order to minimize the risk of serious injury or death. First aid actions for heat-related illness: Call a supervisor or co-worker for help. If no one is available, call 911.Have...

read more
Flood Hazards

Happy National Safety Month!

June is National Safety Month, and the National Safety Council (NSC) is marking the occasion by focusing on workplace safety education and awareness. The most recent data from the Bureau of Labor Statistics is from 2020, and the NSC's analysis of the numbers indicates that workplace injuries are on the rise. In 2020, nonfatal injuries that...

read more
Top 5 Cybersecurity Threats

Safety After a Tornado

Once a tornado has passed, it is important that you take steps to stay safe while navigating the debris and damage left behind. Here are some tips to keep in mind. Get HelpCover your mouth with a cloth to avoid breathing dust. If you are trapped, try to send a text, bang on a pipe or wall, or use a whistle to summon help. If you are not...

read more
Flood Hazards

Electrical Safety and Hurricanes

The Atlantic hurricane season runs from June to November, and severe storms can strike across the country at any time. The storm preparation checklist for your self-storage facility should include electrical safety considerations. The Electrical Safety Foundation International (ESFI) offers recommendations for before, during, and after a...

read more
Flood Hazards

Floods and Electrical Safety

Over the past five years, all 50 states have experienced floods or flash floods, and, on average, more deaths occur due to flooding each year than any other weather-related hazard. Safety precautions during floods should include considerations for electrical safety. Guidance from the Electrical Safety Foundation International (ESFI) includes the...

read more
Flood Hazards

Pre-Wildfire Planning

The Department of Homeland Security's website www.Ready.gov, recommends the following steps to prepare for wildfires. Stay Informed Sign up for your community's warning system.Monitor alerts from the Emergency Alert System (EAS) and National Oceanic and Atmospheric Administration (NOAA) Weather Radio.Know your community's evacuation plan. Make a...

read more

Stay Informed

Want to receive information from MiniCo on timely marketplace trends, hot new program launches, and valuable industry expertise that will set you up to win? Sign up to receive email communications.

Name(Required)
This field is for validation purposes and should be left unchanged.

We’re excited you want to explore career opportunities at MiniCo!

You are about to be redirected to the careers page on our parent company website JencapGroup.com. Here you will find all available positions at MiniCo as well as our affiliate companies.

Please wait while you are redirected or click here.