Insights
How to Protect Valuables That Often Go Overlooked
Your clients might assume their homeowners policy has them covered when it comes to their most treasured possessions. But the truth? Many people only discover their coverage limits after a loss, and by then, it’s too late. Standard homeowners insurance often comes with sublimits — dollar caps on what the insurer will pay for certain types of property. For example, a policy may only cover $2,500 worth of antiques or $1,500 in silverware, no matter the true value of the...
How to Build A Social Media Calendar
It’s important to have a routine schedule with your social media presence. One of the best ways to do that is by having your own social media calendar to keep your thoughts and posts organized. There are many sources that can help you plan, but the last thing anyone needs is another app on their phone. Using programs you likely have on your...
Self-Storage Lease Agreements Protect Your Clients
A self-storage lease agreement (or rental contract) is one of the most important elements of your self-storage operation's risk management program. It is the most critical document executed between the business and the tenant in terms of protecting the facility's interests. The lease agreement formally establishes the relationship between the...
How to Get onto Instagram’s Explore Page
Instagram’s Explore page isn’t anything new, but it is unique to other social media platforms. It’s essentially a page full of content from Instagram accounts you don’t follow that the algorithm thinks you will be interested in. Being featured on the explore page is independent to a user’s interests and engagements. Every explore page is unique...
MiniCo Insurance Agency Named Best of Business in Self-Storage Commercial Insurance for Tenth Year
For the tenth consecutive year, MiniCo Insurance Agency has claimed the top spot in self-storage commercial insurance among voters in the self-storage industry. MiniCo Insurance Agency has been selected by readers of Inside Self-Storage magazine as a Best of Business winner in the category of best commercial insurance for the tenth consecutive...
MiniCo Insurance Agency Announces Rebrand as a Jencap Company
MiniCo's new brand reflects its association with parent company Jencap Group, LLC (Jencap). Under the Jencap umbrella, MiniCo is now one of the largest program administrators in the United States. MiniCo Insurance Agency, a leading program administrator offering specialty programs for a variety of industries, today announced the company's...
MiniCo Insurance Agency Introduces Architects And Engineers Professional Liability Insurance
MiniCo Insurance Agency now offers an Architects and Engineers Professional Liability Insurance program to provide errors and omissions (E&O) coverage for a vast spectrum of architects, engineers, construction managers, and other professionals serving the construction, manufacturing, and environmental industries. Professional liability...
MiniCo Insurance Agency Adds Artisan Construction, Landscaping, And Nonprofit Social Services Programs
The specialty programs have moved over from MiniCo's Jencap affiliate company NIF Group, Inc., as part of the newly formed Jencap Program Administrators division. MiniCo Insurance Agency has joined forces with its Jencap affiliate company NIF Group, Inc., as part of Jencap Program Administrators, a newly formed program division under the Jencap...
Spring Maintenance Tasks for Risk Management
Winter storm season can bring low temperatures, high snowfall, icy conditions, and the hazards that result from extreme winter weather to many areas across the country. As spring gets closer, warmer temperatures bring additional challenges for property owners. It's important for self-storage business owners to make a plan for spring inspections...
Customer Feedback is the Lifeline of the Insurance Agency
Customer service and customer feedback are two things that can make or break an insurance agency. Customer service is something you have direct control over. However, even seasoned insurance agents with the best customer service skills can’t control the customer feedback that is received. Turning customer feedback into positive reviews and...
Is Cold Calling Dead?
There are hundreds of different ways to communicate to a prospect today, more than at any other point in time. It seems like a new app or communication tool is introduced every day. Telephone calling has been a tried-and-true communication tool for marketers for many years, but is it still relevant today? With all these different forms of...
Discover the Correct Type of Website for Your Agency
A lot goes into building a website. Have you noticed how different types of companies have websites formatted in a specific way for their industry? This is because the most important reason for having a website is to convey important information to your audience quickly and with ease. Some businesses have a lot of services and products, which can...
Why Your Clients Need Collectibles Insurance
As long as items hold value, there will be insurance coverage to protect them, and there are many different types of insurance needs. It’s your responsibility as an agent to offer your clients appropriate coverage for their valuables. If any of your clients are collectors – and millions of people are – collectibles insurance is a great way to...
Self-Storage Squatters │ Potential Signs to Look Out For
Self- storage facilities generally have a list of items in their rental contracts that are prohibited from being stored in rented units. Tenants are prohibited from storing flammable items, hazardous materials, and food, to name just a few. Most of these restrictions are due to the damage that they can cause, such as accidental fires or unwanted...
MiniCo Insurance Agency Named Best Of Business In Self-Storage Commercial Insurance For Ninth Year
For the ninth consecutive year, MiniCo Insurance Agency has claimed the top spot in self-storage commercial insurance among voters in the self-storage industry. MiniCo Insurance Agency has been selected by readers of Inside Self-Storage magazine as a Best of Business winner in the category of best commercial insurance for the ninth...
Cybersecurity and Cyberattack Facts
Accidents happen. No matter how careful you are, an online security breach can happen to anyone. According to a report by the Ponemon Institute, only 24% of breaches resulted from human error and 25% from a system glitch. Malicious attacks were responsible for 51% of breaches in 2019. Big Impact Data breaches can be costly events. The United...
MiniCo Insurance Agency Wins Internet Advertising Competition Award From The Web Marketing Association
The award recognizes MiniCo’s integrated marketing campaign launching the company's upgraded specialty business owner policy for self-storage risks. MiniCo Insurance Agency has won an Internet Advertising Competition Award from the Web Marketing Association in the category of insurance integrated advertising campaign. MiniCo was recognized for...
Cybercrime Trends for the Global Pandemic
All businesses are vulnerable to the risk of cyberattacks and data breaches, but many owners of small and medium-sized businesses (SMBs) underestimate the threat. In fact, SMBs are prime hacking targets precisely because they tend to downplay the risk and devote fewer resources to cybersecurity. The financial impact of cybercrime can be...
Protecting Sports Memorabilia
It seems like almost everyone has heard a story about someone's cherished collectible that either went missing or was destroyed. Maybe you or one of your insurance clients are the someone who experienced this loss. For serious collectors, it can be an emotional and often financial loss to discover that a treasured item has disappeared or has been...
A Hardening Insurance Market Signals Changes for Business Owners
At the start of 2019, insurance industry analysts predicted market hardening, but the pace and severity of the changes is such that the impact being felt in the third quarter is much greater than was anticipated earlier in the year. The publication Business Insurance in June reported reinsurance rate increases of up to 30 percent, which is an...
Get to Know Your Insurance: Insuring Jewelry
Get to Know Your Insurance: Insuring Jewelry Along with the excitement of the winter holidays and the New Year, lots of things could be changing in your clients' lives. Did a client get engaged? If an expensive ring or other precious jewelry came into a client's life, you should have a talk with them about protecting their newly acquired...
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