Storm season preparedness is critical for commercial property owners and their insurance agents. The National Oceanic and Atmospheric Administration (NOAA) is forecasting a below-normal 2026 Atlantic hurricane season with 8 to 14 named storms. For context, an average season produces 14 named storms, though 2025 came in at 13. On paper, a...
In 2026, the primary driver behind most property insurance valuation discussions is the shifting cost of construction. We aren't seeing the wild, unpredictable spikes that defined the start of the decade, but the pressure hasn't disappeared. Between labor shortages and fluctuating material prices, underwriters are looking much more closely at how...
Insurance pricing is moderating, and competition is increasing. Capital remains available, but catastrophe exposures continue to shape underwriting decisions. What does it all mean? To better understand how these forces are impacting commercial self-storage, we spoke with MiniCo’s Vice President of Underwriting, Josh Leykam, about what insurance...
Agents who work with storage facility owners understand that commercial self-storage insurance is a must-have protection for their clients. Property, liability, business interruption – they are all essential, obvious coverages that protect the business itself. But there is an additional layer of protection agents may be missing: tenant programs....
It’s resilient. It’s adaptable. And it could be a key opportunity for you as an agent. While the industry has matured and competition has intensified, demand for self-storage holds steady. Take a look at these self-storage industry trends to learn why you might want to investigate the opportunities for building your book of business. 1. A Large,...
When it comes to self-storage, “standard coverage” is anything but standard. These facilities operate in a space where everyday risks look very different from those faced by traditional commercial properties, and so do the coverage needs. That’s exactly why specialized self-storage insurance exists: to account for the realities of the industry...
Rising risks are reshaping the self-storage industry. Here’s how agents can help clients stay protected and why specialized insurance is essential. Self-storage has become one of the fastest-growing segments of the commercial property market, but beneath the surface of this booming industry lies a web of evolving risks. From billion-dollar...
When insurance agents consider expanding their book, it’s not uncommon for them to focus on familiar markets, like construction, healthcare, and retail. But one of the fastest-growing and most resilient sectors of commercial real estate is often overlooked: self-storage. Think about it. It’s a sector woven into everyday life. Families use...
Annual insurance reviews are more important than ever for self-storage operators. With turbulence in the property insurance market and new exposures emerging, agents need to ask the right questions to uncover risks, negotiate favorable terms with underwriters, and fully protect their clients’ operations. Why Are Annual Insurance Reviews Critical...
Self-storage facilities may look like typical brick-and-mortar business operations from the outside — but, when it comes to insurance coverage, they’re not. The truth is, with their distinct property exposures, self-storage facilities require a different approach to insurance coverage, one that accounts for their specific vulnerabilities. ...
The self-storage industry has grown rapidly in the past several years, reaching an estimated market value of $44.37 billion, outpacing many other notable companies like Aflac, General Mills, Humana, and even 7-Eleven. The reason? People love their stuff — and they don’t want to part ways with it. According to Josh Leykam, MiniCo Vice...
Americans love our stuff — and we’re so reluctant to part with it that we’re willing to pay someone else to store it. Storage Cafe estimates that 38% of Americans have used or plan to rent space to store what they can’t (or don’t want to) keep in their homes. Over the past two years, there’s been a boom in the self-storage industry, driven...
Within the commercial real estate market, the self-storage industry stands out from the crowd. With its seeming immunity to economic fluctuations, the self-storage sector rode out the Great Recession, a global pandemic, and supply-chain disruptions and is currently seeing an upswing in new construction and expansion. Industry newcomers need to be...
Agency Management: 3 Ways to Improve Employee Productivity As a busy agency owner, it’s critical that your employees have the ability to work independently and productively, allowing you to focus on sales. The following are four ways you can increase agency productivity without having to hire additional staff. Establish a basic training program...
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