Top 8 Insurance Coverages Nonprofits Need

Top 8 Insurance Coverages Nonprofits Need

Nonprofits face a unique balancing act: Operating with the heart of a charity and the liability of a business. From volunteer mishaps to cybercrime, nonprofit organizations are exposed to a wide range of risks, and often on a shoestring budget. That’s why having the right nonprofit insurance coverage is not just advisable, but essential.  A...

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Social Inflation: The Challenges for Nonprofit and Social Services Operations

Social Inflation: The Challenges for Nonprofit and Social Services Operations

Social inflation has become a powerful force reshaping the nonprofit and social services landscape. Defined as the rise in claim costs beyond general economic inflation, social inflation is driven by factors like larger jury awards (such as so-called “nuclear verdicts”), broader interpretations of liability, and an increasingly litigious society....

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Passenger Vans Carry Loads of Potential Risk for Nonprofits

Passenger Vans Carry Loads of Potential Risk for Nonprofits

Nonprofit organizations wear many hats, and sometimes one of those includes “chauffeur.” From transporting volunteers to a conference or staff to an outreach event, vans offer a convenient, budget-friendly way to move people from point A to point B. But they also come with serious safety considerations, and overlooking them could expose...

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With Jewelry Theft on the Rise — Here’s What Agents Need to Know

With Jewelry Theft on the Rise — Here’s What Agents Need to Know

Jewelry may symbolize love and legacy, but for thieves, it represents opportunity. According to a recent article, claims for high-end jewelry theft have surged by a staggering 43%, with opportunists growing bolder and more strategic in their attempts to snatch luxury watches, diamond rings, and bespoke heirlooms. These aren’t isolated incidents...

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Here Comes the Claim: Safeguarding Engagement Rings

Here Comes the Claim: Safeguarding Engagement Rings

From Taylor Swift’s rumored engagement ring to Hailey Bieber’s viral oval-diamond trend, celebrity engagement rings often make headlines. But while social media obsesses over carats and cuts, one important question often gets overlooked — what kind of protection does wedding jewelry require? The reality is, even the most stunning ring isn’t...

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2025 Trends in Home Health Care

2025 Trends in Home Health Care

Home health care has always been a balancing act — managing patient needs, caregiver shortages, and compliance challenges in unpredictable environments. But in 2025, rising costs and rapid technology adoption are reshaping the industry faster than ever. With labor and supply expenses climbing, agencies are seeking ways to streamline operations...

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The Adult Day Care Business Boom

The Adult Day Care Business Boom

The way we care for our aging population is changing. As life expectancy increases and more seniors express a desire to age in place, families are looking for alternatives to traditional nursing homes and round-the-clock, in-home care. Adult day care centers are emerging as an essential solution, offering structured, daytime support for seniors...

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Drug and Alcohol Treatment Center Risk Management Tips

Drug and Alcohol Treatment Center Risk Management Tips

Drug and alcohol treatment centers provide essential services to individuals on their journey to recovery. Approximately 48.5 million Americans struggled with a substance use disorder in the past year, emphasizing the need for effective addiction recovery programs. These facilities — many of which operate as Allied Health providers — offer...

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What Is Legal Malpractice Insurance? Help Your Attorney Clients See the Value

What Is Legal Malpractice Insurance? Help Your Attorney Clients See the Value

For many solo practitioners and small law firms, legal malpractice insurance, or Lawyers Professional Liability (LPL), is a line item they’d rather skip — until they really need it. Some assume they’d never make a costly mistake, while others focus on price instead of coverage quality. But as an insurance agent, you know that professional...

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The Silent Threat: How Social Engineering Attacks Are Targeting Law Firms

The Silent Threat: How Social Engineering Attacks Are Targeting Law Firms

Cybercriminals don’t always rely on brute-force hacking to breach networks. They often exploit something far more vulnerable — human trust. This is the essence of social engineering, a cyberattack strategy that manipulates individuals into divulging confidential information. And for law firms, where vast amounts of sensitive client data reside,...

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Predecessor Firm Coverage: What Agents Need to Know

Predecessor Firm Coverage: What Agents Need to Know

A solo attorney merges with a small legal practice specializing in real estate. The merger goes smoothly, the firms combine their client lists, and everything seems to be on track for growth. But two years later, a claim lands on their desk. A former client of the predecessor firm alleges negligence in handling a property title, and now, the...

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MiniCo at 50: The Pioneering History of a Specialty Insurance Powerhouse

MiniCo at 50: The Pioneering History of a Specialty Insurance Powerhouse

Once upon a time in Phoenix, an entrepreneur spotted an opportunity and launched a company that became a leader in specialty insurance program administration. Space for Innovation In the early 1970s, the concept of self-storage was relatively new for consumers and the business world. Fewer than 1,000 facilities dotted the U.S. For Hardy Good, an...

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Navigating P&C Insurance Trends: A Q&A with Jencap’s Mike Schofield

Navigating P&C Insurance Trends: A Q&A with Jencap’s Mike Schofield

Mike Schofield The property and casualty (P&C) insurance market was one of the most talked-about topics of 2024. With 2025 in full swing, what’s the outlook for 2025? To help make sense of the issues, particularly for the self-storage industry, we sat down with Mike Schofield, Chief Revenue Officer at Jencap Program Administrators, to discuss...

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MiniCo Introduces New Lawyers Professional Liability Program

MiniCo Introduces New Lawyers Professional Liability Program

MiniCo’s new Lawyers Professional Liability program offers enhanced coverage specifically designed for law firms of 25 or less, with both admitted and non-admitted options available. MiniCo Insurance Agency (MiniCo), a Jencap company, has introduced a new Lawyers Professional Liability program. The exclusive program is specifically designed for...

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The Gift of Protection: Specialty Collectibles Insurance

The Gift of Protection: Specialty Collectibles Insurance

The holiday season is a time for gratitude, celebration, and giving. For insurance agents, it’s also the perfect time to connect with clients — not just to thank them for their loyalty but to provide something even more valuable: peace of mind. Though not all of your customers are likely to be avid collectors, chances are you have some...

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Travel Risk Assessments: Proactive Protection for Employees on the Move

Travel Risk Assessments: Proactive Protection for Employees on the Move

From medical emergencies and accidental injuries to stolen documents and missing luggage, business travelers sometimes find unexpected items on their itineraries. With both business travel and potential risks on the rise, travel risk assessments are an important part of protecting employees on the road. Combined with business travel accident...

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On the Road Again: Top Business Travel Trends and Risks 

On the Road Again: Top Business Travel Trends and Risks 

While leisure travel has seen a swift rebound over the past few years, corporate travel has taken a more cautious approach. Health concerns, cost controls, and a shift to virtual meetings initially slowed the return to pre-pandemic levels of business travel. But work-related travel is expected to reach or even exceed 2019 spending levels by the...

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Covering the Bases: Protecting Club Sports with Participant Accident Insurance

Covering the Bases: Protecting Club Sports with Participant Accident Insurance

Remember the thrill of stepping onto the field as a kid? Whether it was the crunch of cleats on grass or the squeak of sneakers on a gym floor, youth sports taught you about teamwork, competition, and resilience. But with every game came risks — bumps, bruises, and, sometimes, more serious injuries. Today, club sports are bigger than ever, but...

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Protecting Participants: The Importance of Comprehensive Accident Insurance

Protecting Participants: The Importance of Comprehensive Accident Insurance

In the U.S., injury-related visits to emergency rooms have been steadily rising. According to the Centers for Disease Control and Prevention (CDC), approximately 35 million people visit the emergency room annually for injury-related incidents, and about 16.2 million of those visits result in hospital admissions. From recreational sports leagues...

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