Let’s be honest: If you’re waiting for one single, massive trend to define nonprofit organization insurance in 2026, you won’t find it. The real challenge is the perfect storm brewing. Nonprofits have always had risk. That’s a given. But the speed and weight of these challenges? That’s new. Agents who figure this out early, before budgets are...
The market is finally stabilizing, but CAT exposure and risk mitigation still define which accounts win the best terms. If you’ve been placing commercial property since 2020, you’ve lived through commercial insurance trends like relentless rate pressure, shrinking capacity, and constant conversations about deductibles, exclusions, and what’s no...
Landscape contractors face the risk of serious injuries and falls on even small-scale projects. Insurance agents who understand these risks can help their clients protect their crews and their bottom line. Sun, soil, and sweat. Pretty basic, right? While landscaping might sound like one of the more straight-forward trades, the numbers tell a...
When your artisan contractor clients show they can identify, control, and document job hazards, they protect their crews and improve their insurance profile. A small flooring crew shows up to a commercial renovation job before dawn. The site looks clear, but within the first hour, a worker slips on leftover adhesive. By lunch, another tweaks a...
Flooring contractors may work on solid ground, but their risks run deep. Here’s how proactive safety and risk management can protect crews, reduce claims, and lower insurance premiums. Flooring contractors are part of the artisan trades shaping every new build and renovation, from hardwood and tile installations to commercial carpet and...
When it comes to self-storage, “standard coverage” is anything but standard. These facilities operate in a space where everyday risks look very different from those faced by traditional commercial properties, and so do the coverage needs. That’s exactly why specialized self-storage insurance exists: to account for the realities of the industry...
Rising risks are reshaping the self-storage industry. Here’s how agents can help clients stay protected and why specialized insurance is essential. Self-storage has become one of the fastest-growing segments of the commercial property market, but beneath the surface of this booming industry lies a web of evolving risks. From billion-dollar...
When insurance agents consider expanding their book, it’s not uncommon for them to focus on familiar markets, like construction, healthcare, and retail. But one of the fastest-growing and most resilient sectors of commercial real estate is often overlooked: self-storage. Think about it. It’s a sector woven into everyday life. Families use...
Annual insurance reviews are more important than ever for self-storage operators. With turbulence in the property insurance market and new exposures emerging, agents need to ask the right questions to uncover risks, negotiate favorable terms with underwriters, and fully protect their clients’ operations. Why Are Annual Insurance Reviews Critical...
In a recent blog, we looked at how self-storage insurance evolved from basic brochures into a multibillion-dollar industry. That growth opened the door for something new: tenant protection plans. While traditional tenant insurance programs are still a popular option, protection plans are now rapidly becoming the hottest topic in the self-storage...
Think back to when self-storage was just a collection of metal buildings on the edge of town with units people could rent to stash the stuff that didn’t fit in their garages. No frills. No climate control. And certainly no high-tech security. Fast-forward to today, and the global self-storage industry is on track to surpass $83 billion by 2030....
When it comes to workplace safety, most business owners know the basics: follow OSHA rules, keep the first-aid kit stocked, post the right signage. But the real cost of workplace incidents runs deeper than fines or medical bills. Lost productivity, higher insurance premiums, and reputational damage can ripple across your operations. The good...
We’ve all seen the clip. Maybe it’s in a viral video, a sitcom rerun, or caught live at the grocery store. A worker rushes to clean up a spill, only to wipe out mid-stride and send a display of canned beans flying. It’s played for laughs, complete with dramatic flailing and a perfectly timed crash. But offscreen, the consequences aren’t always so...
A wobbly step. A heavy toolbelt. A quick reach just a little too far. It doesn’t take much for a ladder workplace accident to happen. And when it does, the costs can be staggering. Falls from height account for $17.1 billion in workplace injury costs each year. Ladders alone rank #4 on OSHA’s Top 10 most-cited violations, and falls remain one of...
MiniCo has been recognized by Insurance Business America in its annual report highlighting the industry’s best in program administration for the fifth consecutive year. MiniCo Insurance Agency (MiniCo), a Jencap company, has been recognized as a 5-Star Program Administrator for the fifth consecutive year as part of Insurance Business America’s...
It started with a cracked birdbath. A landscaper on a routine job, a distracted crewmember, a stone kicked up by a blower, and suddenly, a decorative fountain was in pieces and the client was demanding compensation. If you're insuring landscaping companies, you've probably heard stories like this. Maybe your client called in a panic after a...
California has never been an easy place to operate a landscaping business. But for your clients in the Golden State, 2025 may be the most complex year yet. A string of devastating wildfires has left more than 12,000 structures destroyed and over 100,000 people displaced in Southern California alone. Even if that were the only consideration,...
There’s something undeniably satisfying about transforming a patch of earth into a polished landscape: edging crisp lines, shaping vibrant foliage, laying down the final strip of sod. But while your landscaping clients see a beautiful finished product, what they don’t see are the risks lurking just beneath the surface. In an industry built on...
For the fourteenth consecutive year, MiniCo has claimed the top spot in self-storage commercial insurance. Phoenix, AZ - July 1, 2025 - MiniCo Insurance Agency (MiniCo), a Jencap company, has been selected by readers of Inside Self-Storage magazine as a Best of Business winner in the category of best commercial insurance for the fourteenth...
Pickleball has gone from a casual pastime to a full-blown phenomenon. According to the Sports and Fitness Industry Association, player numbers have exploded from 3.5 million in 2019 to an estimated 22 million in 2025. It’s fast, fun, and draws players across every age group, but its rapid rise also fuels an unexpected trend: a sharp increase in...
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