There are nearly 1.8 million nonprofit organizations operating across the U.S. today, each built around a mission, but all running on real-world operations, people, and risk. And that’s where things get tricky. While nonprofits are widely respected for what they do, they’re misunderstood when it comes to nonprofit insurance coverage and...
Spring signals go time for landscaping and tree care crews. Equipment comes out of storage, trucks hit the road, and property owners are finally ready to tackle storm cleanup and pruning. For insurance agents, this seasonal rush is also the perfect window for a different kind of tune-up, like helping your clients tighten up their risk profiles...
In 2026, the primary driver behind most property insurance valuation discussions is the shifting cost of construction. We aren't seeing the wild, unpredictable spikes that defined the start of the decade, but the pressure hasn't disappeared. Between labor shortages and fluctuating material prices, underwriters are looking much more closely at how...
Insurance pricing is moderating, and competition is increasing. Capital remains available, but catastrophe exposures continue to shape underwriting decisions. What does it all mean? To better understand how these forces are impacting commercial self-storage, we spoke with MiniCo’s Vice President of Underwriting, Josh Leykam, about what insurance...
Agents who work with storage facility owners understand that commercial self-storage insurance is a must-have protection for their clients. Property, liability, business interruption – they are all essential, obvious coverages that protect the business itself. But there is an additional layer of protection agents may be missing: tenant programs....
From storm damage and tenant injuries to vandalism and equipment failure, commercial property owners face a wide range of exposures that can trigger a commercial property insurance claim. While strong commercial property risk management practices help reduce risk, claims are an inevitable part of property ownership. When a loss occurs, what a...
When U-Haul International Inc. experienced a break-in involving millions of customers, it wasn’t a failure of locks, cameras, or physical security. Thieves targeted an internal digital tool that quietly exposed sensitive customer information over time. It’s an eye-opening illustration of how cyber risk quietly enters the self-storage...
Delinquent tenants are a fact of life for self-storage businesses. A small number of delinquencies will eventually result in a lien sale, wherein the facility auctions the contents of the delinquent tenant’s storage unit. If you work with accounts in this industry, it’s important for you and your client to understand the risks that come with lien...
It’s resilient. It’s adaptable. And it could be a key opportunity for you as an agent. While the industry has matured and competition has intensified, demand for self-storage holds steady. Take a look at these self-storage industry trends to learn why you might want to investigate the opportunities for building your book of business. 1. A Large,...
If mission-driven organizations make up a significant portion of your book of business, listen up. Cyber risk trends in 2026 are forcing nonprofit leaders to confront the difficult reality that they’re no longer peripheral targets. They are now central to the cybercrime economy. When you think about why, it makes sense. There’s valuable donor...
Self-storage conversions are having a moment. If you work with clients planning portfolio expansion, the latest Inside Self-Storage (ISS) article, “Self-Storage Conversion Projects: Benefits, Options and Key Considerations for Success,” is well worth your time. The piece breaks down why conversions are becoming a go-to strategy, where the hidden...
Let’s be honest: If you’re waiting for one single, massive trend to define nonprofit organization insurance in 2026, you won’t find it. The real challenge is the perfect storm brewing. Nonprofits have always had risk. That’s a given. But the speed and weight of these challenges? That’s new. Agents who figure this out early, before budgets are...
The market is finally stabilizing, but CAT exposure and risk mitigation still define which accounts win the best terms. If you’ve been placing commercial property since 2020, you’ve lived through commercial insurance trends like relentless rate pressure, shrinking capacity, and constant conversations about deductibles, exclusions, and what’s no...
Landscape contractors face the risk of serious injuries and falls on even small-scale projects. Insurance agents who understand these risks can help their clients protect their crews and their bottom line. Sun, soil, and sweat. Pretty basic, right? While landscaping might sound like one of the more straight-forward trades, the numbers tell a...
When your artisan contractor clients show they can identify, control, and document job hazards, they protect their crews and improve their insurance profile. A small flooring crew shows up to a commercial renovation job before dawn. The site looks clear, but within the first hour, a worker slips on leftover adhesive. By lunch, another tweaks a...
Flooring contractors may work on solid ground, but their risks run deep. Here’s how proactive safety and risk management can protect crews, reduce claims, and lower insurance premiums. Flooring contractors are part of the artisan trades shaping every new build and renovation, from hardwood and tile installations to commercial carpet and...
When it comes to self-storage, “standard coverage” is anything but standard. These facilities operate in a space where everyday risks look very different from those faced by traditional commercial properties, and so do the coverage needs. That’s exactly why specialized self-storage insurance exists: to account for the realities of the industry...
Rising risks are reshaping the self-storage industry. Here’s how agents can help clients stay protected and why specialized insurance is essential. Self-storage has become one of the fastest-growing segments of the commercial property market, but beneath the surface of this booming industry lies a web of evolving risks. From billion-dollar...
When insurance agents consider expanding their book, it’s not uncommon for them to focus on familiar markets, like construction, healthcare, and retail. But one of the fastest-growing and most resilient sectors of commercial real estate is often overlooked: self-storage. Think about it. It’s a sector woven into everyday life. Families use...
Annual insurance reviews are more important than ever for self-storage operators. With turbulence in the property insurance market and new exposures emerging, agents need to ask the right questions to uncover risks, negotiate favorable terms with underwriters, and fully protect their clients’ operations. Why Are Annual Insurance Reviews Critical...
We’re excited you want to explore career opportunities at MiniCo!
You are about to be redirected to the careers page on our parent company website JencapGroup.com. Here you will find all available positions at MiniCo as well as our affiliate companies.
Please wait while you are redirected or click here.