Cyber Risks of Using Public Phone-Charging Stations

Cyber Risks of Using Public Phone-Charging Stations

Your clients’ exposure to cybercrime doesn't end at the office door. Hackers have a variety of ways to access critical business information via phishing, ransomware, and malware. One of the latest trends in cyberattacks involves the use of public phone-charging stations. Although these charging stations are convenient and appear safe, they can...

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How to Insure Antiques and Fine Collectibles

How to Insure Antiques and Fine Collectibles

It’s a $42,000 mistake that happened recently at an art exhibit in Miami. The most famous balloon dog sculpture in the U.S. was accidentally knocked over by an attendee — and it shattered into pieces. Wait a minute..? Why didn’t they place that sculpture under protective glass or something? Good point! But the bigger question is, “Who’s going to...

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PEZ Outlaws, Beanie Babies, and the Need for Insurance

PEZ Outlaws, Beanie Babies, and the Need for Insurance

There’s a group of collectibles that deserves to be in its own category. And because the right name for it doesn’t exist yet, we came up with an acronym of our own. We’re calling this group the CCC — short for “collectible cash cows.” You may already know a bit about these high-value collectibles that have become internet sensations. For one,...

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MiniCo Announces Sale of its Publishing Division to Storelocal

MiniCo Announces Sale of its Publishing Division to Storelocal

Phoenix, AZ (March 8, 2023) – MiniCo Insurance Agency LLC (MiniCo) announced today that it has finalized the sale of its Publishing Division, effective March 1, 2023, to Storelocal Media Corporation (Storelocal). “It’s very exciting,” said Travis Morrow, Storelocal’s CEO, “Mini-Storage Messenger is not about just a magazine–it’s what it...

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Myths About Nonprofits: How to Protect These Organizations

Myths About Nonprofits: How to Protect These Organizations

There are about 2 million nonprofit organizations in the U.S. With their entrepreneurial spirit and mission-guided purposes, these nonprofits play a tremendous role in our society. Nonprofits champion humanitarian goals, advocate charitable causes, lead the forefront in scientific research, serve as guardians for the environment, and more. ...

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The Future of Technology in Agribusiness

The Future of Technology in Agribusiness

Understanding The Future of Technology in AgribusinessThe digital revolution is making great strides in the agriculture business, and for good reason. For one, digital technologies in agriculture have helped improve crop yields and fine-tune the food system from beginning to end. MiniCo’s VP of Underwriting, Nathan Garrett, has some great...

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Insider Perspective: 2023 Trends to Watch in the Self-Storage Insurance Market

Insider Perspective: 2023 Trends to Watch in the Self-Storage Insurance Market

Insurance rates are rising, media is buzzing about a possible recession, and capital is becoming harder to find. We spoke with MiniCo VP of Underwriting and P&C Insurance expert, Josh Leykam, about how these factors are impacting commercial self-storage and what we can expect in the year ahead. Although no one can say for sure what 2023 will...

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Top 7 Most Unusual Collections We’ve Insured

Top 7 Most Unusual Collections We’ve Insured

We’ve all heard stories about the Hollywood stars and athletes who take out insurance policies to cover specific body parts. World War II pinup model and actress Betty Grable was famous for having a $1 million insurance policy on her legs. More recently Proctor and Gamble insured the flowing locks of its shampoo spokesperson (and former...

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When Winter Drops a Bomb: Understanding Bomb Cyclones

When Winter Drops a Bomb: Understanding Bomb Cyclones

Winter Storm Elliott made headlines in December 2022 for its incredible ferocity and destructive power. Amid the reports, many of us first encountered the term “bomb cyclone.” While not a rare phenomenon, bomb cyclones don’t usually cause the level of damage that Elliott inflicted.  Air travel during the 2022 holiday season produced moments...

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Protecting Nonprofits and Their Volunteers

Protecting Nonprofits and Their Volunteers

‘Tis the season for end-of-the-year charitable giving! As fundraising efforts ramp up and volunteers pitch in, make sure your nonprofit clients have the coverage they need.  The last few weeks of the year are critical for charitable organizations when it comes to fundraising. The holiday message of giving to others combined with the...

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Rising Catastrophic Losses Underscore the Importance of Property Valuation

Rising Catastrophic Losses Underscore the Importance of Property Valuation

For the past several years, catastrophic insurance claims of all types have been occurring more frequently and with increasing severity. The Insurance Information Institute reported $92 billion of insured losses in the United States in 2021 as a result of natural catastrophes to include severe storms, wind, hail, wildfire, flood, and earthquake....

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Flood Evacuation Planning

Flood Evacuation Planning

Ensure the safety of your employees and customers by developing a flood evacuation plan for your business that includes the following: Conditions that will activate the plan Specific evacuation procedures Maps of evacuation routes Procedures for accounting for all personnel Emergency functions with staff assignments Emergency equipment Don’t...

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Flood Evacuation Planning

Driving in Flood Conditions

If you need to drive in flood conditions, be mindful of the risks and take the necessary precautions. According to the National Weather Service, almost half of all flash flood fatalities occur in vehicles, so it is important to be prepared. Six inches of standing water can stall some cars. One foot of water can float a vehicle. Two feet of moving...

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Flood Evacuation Planning

Pre-Wildfire Mitigation

According to the U.S. Environmental Protection Agency (EPA), an average of 70,000 wildfires are set ablaze across the United States each year. Lightning can trigger burns, but they are frequently initiated by humans through intentional or unintentional means. Property owners can help mitigate potential wildfire losses, but some don’t take these...

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Flood Evacuation Planning

Know the Signs of Heat-Related Illness

Working outdoors in the summer months can mean coping with hot, humid weather conditions. It is important for you and your facility managers to understand the symptoms of heat exhaustion and heat stroke to help prevent these dangerous, and possibly deadly, situations. Symptoms of heat exhaustion: Headache, dizziness, or faintingWeakness and wet...

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Watch Out for Heat Stress

Watch Out for Heat Stress

In many parts of the country, the summer months mean high heat and high humidity – a combination that can be a serious health hazard for you and your facility managers who have to work outside. Here are some tips for avoiding heat stress and heat-related illness: Wear light-colored, loose-fitting clothing made of breathable fabric.Drink small...

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